Loans

[carbrill]

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Guys ask lang ko if bank loan for buying a house usa ang requirements? or asa man maau mag loan for housing loan?


lain pangutana

right now wa ko sa pinas ga work pwdi pa gihapon ko maka loan sa bank? kay plan nako ika uli nako dnha ko mo loan... kinsa nay knowledge ani.

thank you!

[PR0CESS0R]

BDO loan requirements

https://www.bdo.com.ph/personal/loans/home-loan

[tele9]

naa pod ko loan question -

im looking for a P900k - P1M loan
gamiton ni nako pag-purchase og house & lot duol sa amo nga gusto nako butangan pod og negosyo
naa ko'y titled subdivision lot nga 202 sqm sa Liloan

1st question, sa inyo opinyon, matagaan kaha ko sa banko/lenders og sa ako gusto nga amount?

2nd question, let's say matagaan ko og loan with my titled lot as collateral, ok ra kaha nako ipabira deretso ang akong lote? i mean, dili ko mobayad sa loan aron mabira dayon ang lote ba. ok ra ba ni? naa kaha ni legal implications against nako? I know this does not sounds like a crooked idea, that's why i need an enlightenment

3rd question, is there a way for us to sell our titled lot directly to a bank?

tnx sa mo-reply

[spartan301]

naa pod ko loan question -

im looking for a P900k - P1M loan
gamiton ni nako pag-purchase og house & lot duol sa amo nga gusto nako butangan pod og negosyo
naa ko'y titled subdivision lot nga 202 sqm sa Liloan

1st question, sa inyo opinyon, matagaan kaha ko sa banko/lenders og sa ako gusto nga amount?

2nd question, let's say matagaan ko og loan with my titled lot as collateral, ok ra kaha nako ipabira deretso ang akong lote? i mean, dili ko mobayad sa loan aron mabira dayon ang lote ba. ok ra ba ni? naa kaha ni legal implications against nako? I know this does not sounds like a crooked idea, that's why i need an enlightenment

3rd question, is there a way for us to sell our titled lot directly to a bank?

tnx sa mo-reply

loans are granted not just based on collateral but also on yur paying capacity. If yur income tax return n bank deposit records can show yur capable, then thers no prob..
In yur query, yur implying to use yur liloan property for the purchase of another property via a housing loan. In this case, its not allowed. This is doable if thru a commercial loan but not under housing. So basically the property that u intend to purchase n construct on will stand as collateral.

legal implications: once u go past due, theres no turning back.. Yur negative records will be shown in any bank once they inquire with LOANDEX.. Also, once u go thru foreclosure proceedings, yur name n property will be published in a well circulated newspaper... Blacklisted nka for any bank loan products (auto, housing, business, credit card)

3rd: banking is not in the real estate business, so NO...

[tele9]

loans are granted not just based on collateral but also on yur paying capacity. If yur income tax return n bank deposit records can show yur capable, then thers no prob..

In yur query, yur implying to use yur liloan property for the purchase of another property via a housing loan. In this case, its not allowed. This is doable if thru a commercial loan but not under housing. So basically the property that u intend to purchase n construct on will stand as collateral.

legal implications: once u go past due, theres no turning back.. Yur negative records will be shown in any bank once they inquire with LOANDEX.. Also, once u go thru foreclosure proceedings, yur name n property will be published in a well circulated newspaper... Blacklisted nka for any bank loan products (auto, housing, business, credit card)

3rd: banking is not in the real estate business, so NO...

tnx kaayo sir sa imong reply. so its basically on the capacity to pay jud diay


ang ako lang jud is dili ko gusto magtinir og utang for 10yrs, 20yrs
maong mura'g sell-the-other-property-to-bank-thru-foreclosure ang nasulod sa akong ulo

sige sir, i'd rather avoid staining my name jud

salamat kaayo

[demonyito]

The best thing to do is go to each bank and inquire yourself. They sure will accommodate all your questions.
I have a housing loan myself in the bank. RCBC. Try the big banks BDO and BPI.

[themaker002]

hello!

I'm in housing construction industry, i don't know much about Housing loan but most of our clients abroad goes to bank financing. we have tie-up banks and we can help you speed-up your loan application. its more safe in bank financing since they are the one who will release the money for payment and as we all know bank have high standards of appraisal with regards to accomplishments. if you are interested i can refer you to my boss to explain it further. you may call my number 09224758455.. Ronald here..

[carbrill]

Thank you sa inyo reply. mahadlok pa man ko mangutang ug dako nga amount... hehehe...

[miggish]

All types of loans here >

https://www.tumblr.com.com/blog/cebuloans

[garudahour]

All types of loans here >

https://www.tumblr.com.com/blog/cebuloans

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