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  1. #1

    Default checking account for PDC's


    hi, wa ko kibaw if pwde ba ko dri mangutana ani..this is about opening a checking account.asa nga bank ang pwde maka-open ug checking acount nga dli mag kelangan ug existing savings account?.wla mn gud mi savings account and ang ako nabasahan, dapat minimum of 6 months nga naai savings account..nagkuha mn gud mi ug haus and one requirement nila is post dated checks..pero intawn,naa rami 30 days para mo-comply sa requirements.so dli na siya makaabot, basin mao nya ni reason nga dli nako makapadayon ug palit sa house .palihug ko tabang ...

  2. #2
    C.I.A. lhorenzoo's Avatar
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    kana real estate na imo gikuhaan sa house pwede na sila murefer nimo og banko where maka open kag checking account .

  3. #3
    ask the bank nga imo gi-applyan for housing loan. daghan mana mode of payments, either auto-debit, pdc's or over-the counter.
    ang required gyud ky either auto-debit or pdc then optional nana ang over-the-counter especially if ganahan ka mag-advance og bayad.

    basi naa diri imo bank of choice, please scan nlng ani nga thread https://www.istorya.net/forums/busine...sing-loan.html

  4. #4
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    basically you can open a checking account in any bank, and along with the documents required you need to deposit a certain amount based on their set minimum for a certain type of checking account which vary from bank to bank

  5. #5
    ay, if in-house financing na imo gi mean, pdc jud kailangan ana nila.
    don't know if unsa nga banks maka-grant dayon og checking account basta sa bdo, 6 months gyud na ila nga more than 20k ang average balance sa imo savings.

    try sa rcbc og eastwest. have heard nga gamay rna ila maintaining balance sa checking account and "dali" ra makakuha.

  6. #6
    Quote Originally Posted by lhorenzoo View Post
    kana real estate na imo gikuhaan sa house pwede na sila murefer nimo og banko where maka open kag checking account .
    ahhh, sige2, ako ni sila tawagan ugma..slamat!

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    Quote Originally Posted by cebu.opportunities View Post
    ask the bank nga imo gi-applyan for housing loan. daghan mana mode of payments, either auto-debit, pdc's or over-the counter.
    ang required gyud ky either auto-debit or pdc then optional nana ang over-the-counter especially if ganahan ka mag-advance og bayad.

    basi naa diri imo bank of choice, please scan nlng ani nga thread https://www.istorya.net/forums/busine...sing-loan.html
    idk pero thru pag-ibig financing mn ako gipili..ang kana pdc's ila gi-require kay para mn sa equity..

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    Quote Originally Posted by Duard View Post
    basically you can open a checking account in any bank, and along with the documents required you need to deposit a certain amount based on their set minimum for a certain type of checking account which vary from bank to bank
    even if wla existing savings account??.mas strikto mn daw ang bank sa checking account kay magamit sa estafa ug kanang bouncing check..

  7. #7
    ^ post number 5 pra sako tubag for equity.

  8. #8
    Quote Originally Posted by cebu.opportunities View Post
    ay, if in-house financing na imo gi mean, pdc jud kailangan ana nila.
    don't know if unsa nga banks maka-grant dayon og checking account basta sa bdo, 6 months gyud na ila nga more than 20k ang average balance sa imo savings.

    try sa rcbc og eastwest. have heard nga gamay rna ila maintaining balance sa checking account and "dali" ra makakuha.
    try nako sa eastwest kay doul ra sa amo..tnx!!
    update ko ugma if ok rba sa ila if wla existing savings

  9. #9
    kani o... e open lang ang link ... pero ask lang ko wala diay ka gitagaan ug referral sa developer para open ug checking account? sama sa 8990 kana developer sa deca homes mohatag man na sila ug referal sa maybank para open kag checking didto.

    EastWest Bank | Personal Banking | Basic Savings Account - [EastWestBanker.com]

    EastWest Basic Checking Account is the lightest checking account offering from EastWest. For an initial deposit of only P1,000, you can already utilize your checking account for your recurring monthly transactions. Continue enjoying the benefits of cashless payments with its low maintaining balance of only P1,000. It also comes with a VISA Debit Card for easy access to your funds.

  10. #10
    Cebu Computer Specialist Premium Member clyde_lim's Avatar
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    daghan man ma open dali nga bank boss..0932 867 1036 look for merlin.

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