Credit Card Application

[icon_king]

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unsaon man nila pag tanaw ani? hehe

nga some cards inig mail nila dala naman jud ang PIN (for withdraw and phone banking).

what i mean is dili sila mu hatag diretso sa 4 digit pin. ilahi ni nila ug mail no together with the card. maglikay sila basin lain tao ang makakuha sa imu card unya magamit diretso. uban gani ani needs request.

[icon_king]

wat are the reasons why dili ma approve ang credit card application? mmm i applied b4, then wa man oist, nya ako fren niapply ako man gani nakatubag sa phonecall as verification sa iya application, sus giapproved jud... saunz?

there are a lot of reasons why ma dili ma approve imu credit card application.

if ikaw ang ni duol sa ilaha and submitted the requirements, it could be:

1. basin gamay ra ang imun sweldo para matagaan ka nila ug credit card. kay sa ako case before you need to earn a GROSS sa imung salary of 200-240K annually para maka kuha kag credit card. or 20,000. / month salary. sure naka makakuha ug card.

2. if married ka, it would affect your application kay ila man god tanawon ang imung ka apelido. ila i verify pod ang name sa imung wife if also credit card holder. if imu wife for example has a bad standind sa iyang credit card, dako ang chance dili ka matagaAN.

3.mag back ground check pod na sila sa imuha. kanang imung gi fill upan sa application form ila gyud na i verify ug maayo and if something is different, magduda naman na sila. then thats the time dili sila mu approved sa imung application

[ulyrich]

friendly advice, as early as possible avoid lang jud ang credit card unless millionaire na cguro ka. tempting kaayu oi. mag problema ka in the end.

[icon_king]

friendly advice, as early as possible avoid lang jud ang credit card unless millionaire na cguro ka. tempting kaayu oi. mag problema ka in the end.

again depende ra gyud na unsaon nimu pag gamit ang imung card. some people find it useful, some people also find it tempting depends on how you use it

[necrotic freak]

what i mean is dili sila mu hatag diretso sa 4 digit pin. ilahi ni nila ug mail no together with the card. maglikay sila basin lain tao ang makakuha sa imu card unya magamit diretso. uban gani ani needs request.

tinuod kasagaran dili jud idungan.. pero sa akong metrobank one package naman ilaha..

[FranZeno]

again depende ra gyud na unsaon nimu pag gamit ang imung card. some people find it useful, some people also find it tempting depends on how you use it

mao..depende ra na kung naa kay self discipline..kung gastador kaau ka, aw dako kaau na na problema kung mgkupot ka og credit card..ako cc holder man sad ko, if I can pay it in cash, mubayad jud ko og cash, but I prefer paying in cc kay daghan man benefits like gaining points for freebies, TVs, Dvd players, ref, free travel, etc..pila na kaha ako points n.accumulate ani, wa pa jd nko n.check..hehe..and I always keep in mind never to spend more than what i earn/save..

decades or even years from now e-wallet na ang trend sa kadaghanan..swipe your card, smart phones that are like cc/dc, wiring payments, etc..

It's all about self-discipline. Nagpasalamat ra sd ko na gitagaan ko og CC kay maau na kaau ko m.budget sa ako savings..hehehe

[icon_king]

mao..depende ra na kung naa kay self discipline..kung gastador kaau ka, aw dako kaau na na problema kung mgkupot ka og credit card..ako cc holder man sad ko, if I can pay it in cash, mubayad jud ko og cash, but I prefer paying in cc kay daghan man benefits like gaining points for freebies, TVs, Dvd players, ref, free travel, etc..pila na kaha ako points n.accumulate ani, wa pa jd nko n.check..hehe..and I always keep in mind never to spend more than what i earn/save..

decades or even years from now e-wallet na ang trend sa kadaghanan..swipe your card, smart phones that are like cc/dc, wiring payments, etc..

It's all about self-discipline. Nagpasalamat ra sd ko na gitagaan ko og CC kay maau na kaau ko m.budget sa ako savings..hehehe

ako i started with one now i have 5 credit cards. actually im planning to let go of the 2. and keep the 3. CITIbank is the best, 2nd is BDO mao ra gyud ni ang nindot para nako hehe

[necrotic freak]

unsay naka pa the best sa CITIbank bro?

[jay-r]

maka apply sya pero ug naa sya bad record from his previous credit card, eventually mahibaw-an rani sa inyu gi applyan. naa possibility ma approve naa poy dili. in short 50/50.

thanks da king..


hopefully naay mga credit card agents dinha kabalo unsaon paaprove ani na case..

[speechless_03]

If ma trace nila nga deliquent siya , maglisud na..

But there's no harsh in trying..

If US pa , maglisud na gyud kay they have credit report..diri pinas wa paman..

If you have a bank account dako ug sulod, sigeg deposit, ang bangko ra may mu offer..

I do not have a credit card coz I spend base on what I have.. lisud egasto if wa pa nimu ang
money.. (my opinion)..
Based on experience, mawagtang kas imung priority kay matental man kag pamalit..


Hope you can get one this time (aw imu gf diay)..