Credit Card Application

[icon_king]

---

i dont believe in plastic money...avoid credit cards....

it really depends on how u use it. ug dili ka kabalo mu dala eventually dili ka makabayad. Spend wisely. Spend it nga kaya nimu mabayaran. mu gasto ka sobra sa imung gi earn di gyud ka maka bayad. simple as that

[icon_king]

Can I ask a question? I have paid my credit card.Its been 6 months na receive nako ako certificate na paid na.Is it oki na to apply for credit card? Do u think ma aprrove an ko?

as long as no bad debts, you can always re apply. you can call the hotline toll free number of the designated credit card company that you previously applied

[bloodyrose]

Tinuod ng walay ma priso if dili ka maka bayad sa imong card?

[icon_king]

kun sa tagalog pa...."pang palakas ng loob lang yan" isang saglit na kaligayahan,habang buhay ang bayaran....hehehe

the only wrong thing about people using credit cards is they only tend to use it but no plan to pay for it. Credit cards can be used for emergency purposes. If you use and spend it wisely. then there is absolutely no problem about this one. aside from using your card, you can also enjoy the amazing perks and discounts your credit card has. Its all about how you manage.

[icon_king]

Tinuod ng walay ma priso if dili ka maka bayad sa imong card?

case to case basis. if you applied for a hi credit limit for your credit card. there is a chance that they will always make a way to let you pay your bills. they will also send someone or a representative t0 make follow ups on your payments. they will also bring demand letters from attorneys. In short hadlokon raka, pero if you make the payments dili man cguro ka ma preso kay actually sa tinuod-anay mabawi raman ni nila(credit card companies) sa uban nilang clients. IF they were able to land 100,000 clients at 1500 per head sa annual fee lang na ha.we are still not talking about the late charges and finance charges, after a year the credit card company will earn 15,000,000. that is if mamayad sila tanan sa ilang annual fees. Ingon ana ka gahi ang credit card companies. kwarta ra sa tao ang gi patuyok..

for regular cards they charge 1500. annual fee for the first year. gold cards cost 2500.00 a year for annual fees. platinum cards cost around 5000.00 a year.

with regards to the credit limits. regular cards have a range from 20k to 80k credit limit
gold cards are 100k to 150k credit limit. platinum cards have a credit limit of 250k up to 1M (depends on the income or capacity to pay sa client).

if you pay regularly. every 6 to 12 months ilang evaluation for credit limit increase. you can also request for a higher credit limit basta 6 months to 12months na imung gamit provided that you need to submit additional requirements the bank needs to ask

[bloodyrose]

aw heheheh puslan man mang hadlok ra sila possible kang mo kuha og 50k or 100k then dili ra ka mo bayad? hehehehe pero lagi bati najud imong credit score?

[icon_king]

aw heheheh puslan man mang hadlok ra sila possible kang mo kuha og 50k or 100k then dili ra ka mo bayad? hehehehe pero lagi bati najud imong credit score?

yup sobra pa sa bati. pero ang credit limit na ihatag sa imuha kay naay cash advance limit of 20 to 30% of your total credit limit. this means nga maka widraw ka from your credit card. 20% to 30 % cash. say for example imu credit limit is 20,000 , 6,000.00 ani is the only widrawable. or allowed from the company. ang mabilin is para swipe nalang nimu if 250,000.00 imu credit limit, 62,500.00 ang pwede nimu ma widraw. pero the company will mail you the 4 digit pin which you can widraw from the atm machine. pero it will take 4 to 6 months usa nila ipadala sa imuha. they will see first if your not gonna mess the card they will send you. tanawon nila ug mubayad baka ....

[necrotic freak]

they will see first if your not gonna mess the card they will send you. tanawon nila ug mubayad baka ....

unsaon man nila pag tanaw ani? hehe

nga some cards inig mail nila dala naman jud ang PIN (for withdraw and phone banking).

[duke_gil]

pwede kaaply credit card, asa man?

[dragon_kape]

wat are the reasons why dili ma approve ang credit card application? mmm i applied b4, then wa man oist, nya ako fren niapply ako man gani nakatubag sa phonecall as verification sa iya application, sus giapproved jud... saunz?