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  1. #11

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    Quote Originally Posted by jd_cellphone View Post
    kun sa tagalog pa...."pang palakas ng loob lang yan" isang saglit na kaligayahan,habang buhay ang bayaran....hehehe
    correct jud ni..yaw nalng ana credit card bro..

  2. #12

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    pag debit cards nalang..

  3. #13

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    masnindot kng mo. inquire lng ka sa mga bank.....

  4. #14

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    TS lisod raba basta ma delinquent, ma blacklist man gud nah kay naka network man gud nang nga bangko.. try lang apply balik then dalha tanan payslip ug nga bills, nga 3 present bills cguro..

  5. #15

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    Quote Originally Posted by necrotic freak View Post
    pag debit cards nalang..
    mao gyud...para walay daghan labad, good as cash in a card lang...
    ayaw pangutang basta dili ka 100% sure mabayran nimo on-time kay ug dili sad on time another fee nasad...

  6. #16

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    yeah tinuod lisod mag apply for new because naa man delinquent but try it..

  7. #17

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    lisod2x na gyud na kay naana man kai bad record before gud... pero there's no harm in trying baya... hehe... try lang og apply balik...

  8. #18

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    thanks kaau sa mga advices ninyu bro/sis..

    up up up if naay agents dinha na kabalo if pwede pa.. and kabalo unsaon, pls help..

  9. #19

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    Quote Originally Posted by epoaxlan View Post
    I also have question regarding this, ma black list na ba ka if dka kabayad for pila ka months? if black list na and suspended na ang account ma enable pa ba na?
    actually tagaan paman ka ug pila ka months ani nila. pero once muhunong naka ug bayad or di naka makabayad, duna nakay bad debt record sa credit card companies. FYI, they share all the information regaRDing who are the good and bad payers . In short, kaning mga credit card companies mag share ni sila ug information. mag pasahay rani sila kinsay maayo mubayad. if maayo ka mu bayad, tell you naa ra gyuy mu kalit ug abot nga credit card which you didnt apply. ready to use na sya with a higher credit limit approved. mao ug ako pa ninyo, bayad lang gyud mu on time, kay dili gyud ni sila ka kwarta. ang annual fee can be 50/50 depende ra ug unsaon nimu pag storya para dili ka makabayad. you can always bluff them, ug mu kagat sila, your annual fee would be free. pareha nako ako gi ingnan nga ako nani ipaputol ako card, ingon ang taga bangko "sir, your annual fee is free. you can still use your card anytime, your annual fee is free." wala nalang pod nako gi paputol

  10. #20

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    Quote Originally Posted by jay-r View Post
    Good Day.. Unsaon pag-apply ug credit card sa akong girlfriend ug balik? Naa na siya credit card b4 pero nagkaproblema siya kay na-delinquent. Gusto unta niya mag apply ug new nya tarungon na niya ug gamit. Naa bay paagi ani? Pls help..
    maka apply sya pero ug naa sya bad record from his previous credit card, eventually mahibaw-an rani sa inyu gi applyan. naa possibility ma approve naa poy dili. in short 50/50.

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