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Thread: Bank Experience

  1. #1

    Default Bank Experience


    Istoryans, mo-share lang ko sa experience nako na nahitabo sa BDO ganina.

    I know its Monday so expected a lot of people will be there for transactions, nya, fall in line man ang style sa BDO, so sa kadaghan sa tao nag-liko-liko na ang linya, murag bitin. Plus tindog pa, samok kaayo tan-awon og 'hu-ot' pamati-on ang luna. Wa pa jud kadaog ang aircon sa kadaghan sa tao. What's more, nag-offline pa jud ang ilang system. Down tanan, as in from teller to ATM.

    So imagine, more or less 60 persons (walay labot sa mga kuyog-baboy na sitting pretty lang sa few chairs sulod sa bangko) standing in a crooked line, waiting to do business with the tellers in a place with a not-so-sufficient ventilation, tapos ingnan ka nga nag-offline ang system so wala'y transaction mahitabo! Nya apilan pa nga dili daw sila kabalo og manual/mano-mano banking transactions so wala gihapon makadawat sa deposits/etc.

    What's more wala'y proper aviso sa mga clients na nag-offline (we only got to know about it through alingaw-ngaw sa mga tao doing business sa ATM and the new accounts department).

    Worse, ang mga tellers kay nagkuha og ga-bundle-bundle nga bills og bags of coins tapos nag-ihap sa ilang stations while we, the uninformed clients, are still standing in line like 'sitting ducks waiting for the firing squad'.

    And adding insult to injury, ingnan pa ka nga dili sila kabalo og manual transactions kay dependent sila sa ilang system!

    Hala! Unsa na lang kaha kung madaot for three days/seven days/one month/_______ years ang ilang system, asa na kaha padulong ang clients? sa bangko sentral?



    Mga bankers nga Istoryan, question nako, dili ba pwede mag-manual or mano-mano sa bank transactions like deposit?

    Kinahanglan ba jud online ang bank system to do deposit transactions? Nya, kung ing-ana man, why do Chinabank and PNB receive deposit transactions even if their system goes offline?

    Lahi ba ang system sa BDO? Maybe duha ka systems ang ubang bangko, mao na makadawat sila og deposits?

  2. #2

    Default Re: Bank Experience

    dili nalang ta mahibong aning BDO.. kadaghan nako na tanggong ug nalate ani nga bangko! sa a.s fortuna ko nga branch tig transact. mobayad ta gani ko ron pero kahibaw ko lunis rana so ugma nalang tingali ko.

  3. #3

    Default Re: Bank Experience

    Quote Originally Posted by necrotic freak View Post
    dili nalang ta mahibong aning BDO.. kadaghan nako na tanggong ug nalate ani nga bangko! sa a.s fortuna ko nga branch tig transact. mobayad ta gani ko ron pero kahibaw ko lunis rana so ugma nalang tingali ko.
    Dili sab mo-transact A.S. Fortuna branch kung offline sila?

  4. #4

    Default Re: Bank Experience

    ^^dili.. uli jud mo..

  5. #5
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    Default Re: Bank Experience

    asa ni branch TS?kay akong erpats gd tig.widrohay sa SM nila ky daily man jd cla which is pretty convenient n i notice a lot of depositors transacting manually/maybe its just a bullcrap to cover up such lame xcuse....bsan sa fuente branch gani nla ky manual man!!gd thing ky naa na silay upcoming branch near d police station ky in case mg.oflyn,adto paingon......

  6. #6

    Default Re: Bank Experience

    Quote Originally Posted by necrotic freak View Post
    ^^dili.. uli jud mo..
    Ing-ana sila ka-dependent sa ilang system? Murag maayo tingali mangita og lain nga bangko dah.

  7. #7

    Default Re: Bank Experience

    Quote Originally Posted by shebacs View Post
    Ing-ana sila ka-dependent sa ilang system? Murag maayo tingali mangita og lain nga bangko dah.
    ang naka nindot lang diri modawat sila halos tanan payments.. pero langay lang jud ni sila..

  8. #8

    Default Re: Bank Experience

    normal ra na TS basta naay sytem problem ang banko. but some other banks have their own ''branch offline transaction system'' aron di ma hamper ang transaction sa ilang clients.

    lisod gyud mo dawat ug transaction labi na withdrawal if offline.

    i reklamo lang na sa customer service TS. pwede ra man mo email gani. basin nag salig lang ang branch nga ma restore lang dayon ang system mao walay proper announcement.

  9. #9

    Default Re: Bank Experience

    even ang landbank pag mag offline mo wait gyud na mo balik up para maka transact

  10. #10

    Default Re: Bank Experience

    Quote Originally Posted by necrotic freak View Post
    ang naka nindot lang diri modawat sila halos tanan payments.. pero langay lang jud ni sila..
    Nibalhin ko sa BDO kay nakasandal sa pader (SM) sila. Kuyaw man tong naa na-bankrupt nga bangko gud.

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