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  1. #1

    Default Planning to have a baby, need help!!


    Hi istoryans!
    Honestly it took me an hour pg huna2x unsa.on pg start ani nga thread Ok, here it goes.
    We're planning to have a baby na and since siya mn ang manganak(lain pd kaau ug ako) preparation(money & research) nlng ako ma ambag and ganahan ko mka andam jd mi as much as possible.
    I have a few questions(bsan dghan jd bya) nga hopefully mka answer mu.

    1. Govt assistance

    *PhilHealth maternity - I research about it and simple lng dw, make sure nga updated contri and data or adtu.on nlng jd sa philhealth to make sure. If mka add mu ug info pls do

    *SSS maternity - https://sssinquiries.com/benefits/ul...ntary-members/
    very helpful and in-depth guide but sa mga nkasulay na, unsay mga struggles sa pg avail sa SSS maternity? Ky nkabasa ko sa isa ka comment ani nga site, npa early labor dw cya den wla xa nka avail ky per SSS naa dw dpat sakto nga month cya manganak. WT* right

    2. Maternity Health Insurance Plan - paugat ko ug research but wla koy nakit.an nga covered ang pg deliver sa baby mga post sickness lng mn ang covered mom and baby. Please share sa mga nka try ty.

    3. Maternity Packages in Cebu City Hospitals - nkabasa ko ug isa ka thread about it was helpful jd but from last year pman...any information for 2018 pls share guys ty!

  2. #2
    good luck with your child, my dear

  3. #3
    #1 ako tanaw TS is set up your budget... to live comfortably with isa ka bata you need probably about 100k/mo. after naka set up namo ug budget TS, mag save mo gamay money sa bank for emergency needs (if working mo duha in a job about 6 months nga cost of living ninyo or 6 months work sa inyu sweldo, if freelance mga 1 year worth) then sunod ana mag set up mo ug short to long term savings para sa future (kung gusto ka makahibaw more PM me lang). ang pinaka dako gasto tingali is ang cost sa education sa bata is about 80~100k/year depending sa school. nya K12 ta then wa pa labot collage.

    1. gov't assistance di man kaayo lisod kuha.on
    2. maternity health insurance plan - i suggest kuha nalng ug insurance (ask me how, pwede nah himon nato ug savings with benefits).
    3. maternity package pwede ka mo inquire sa mga hospitals pero from 2017 nga rate gamay ra ang difference.
    Last edited by P-Chan; 11-02-2018 at 04:07 PM.

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