scam? toyota cebu inhouse insurance

[kevinworld]

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I heard 2 cases of car accidents not honored by toyota cebu in house insurance. Last year was a fortuner bought on installment basis. Total repair billing is way over 100000 pesos.

Another friend told me about a wigo bought a few months involved in a minor accident. He has to shed out 9000 for a very repair minor body repair. The wigo was also bought on installment basis. These are supposed to be free comprehensive insurance because you bought your car on installment basis.

[baju83]

naa man participation nga bayran ana boss. dli man totally free even if covered ka ug comprehensive insurance..

you can check sa policy ug pila ang deductible.

[UrbaNo]

check the policy sa claims ug uban pa. last time ako brother iya new honda nag own damage kay na hulgan ug bato. windshield cracked, bayad lng sya 9t sa participation. replaced after a week. no hustle

[kevinworld]

Confirmed with the wigo owner. 2500 raman participation fee unta. Dili lang jod mu honor. Astang salesman namaligya niya, todo balibad. I remember the last time i have insurance on my car... dili sila eng anah.

One reason nga wala nako pa insure, bayad rata nga bayad. Naa pajod participation fee per repair requested. Mahulog mas barato pajod pa trabaho nalang sa gawas kon naay garas.

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By the way, requested toyota north reclamation to check steering problem and suspension noise on top of regular PMS. balibaran man tah, pms ra daw ila dawaton sa service. Daghan pa daw sila ayuhonon. Balik lang march 16 sir. Toink! Mao na neh basta number 1 nah

[Kristiano]

NAG.USAB na ug insurance policy dah... but, sa akong bro.in.law participation fee lng siya when someone throws a rock unto his windshield and cracked.. mitsubishi advi hinoon to..

[cjmagowan]

kuyawan man sad ta aning balitaa... toyota rba ning akoa para sure guro adto kay mag.file ug claim sa office sa imo insurance company..

[mikhailbogz]

toyota wigo here. sa 2 ka accident nako, participation fee is 2k raman jud or dpende kung unsa ang naa sa insurance policy. make sure lang naa ka hawid sa policy para pwde nimo mapakita daun.

[kevinworld]

Suwerte suerte ra bai. I never had these problems before. Pero daghan ko kaila didto. Sa mga first time buyers, just take note. Dapat lakas gamai ang inyo napili nga sales agent. Sya rajod maka tabang nimo when problem arises.

[tax_payer]

This year lang ni TS?
Murag 3 mana in house insurance ang toyota, asa daw ana?
Pero tinuod gyud nga naa isa ana ang labad gyud kaayo mao nga ni switch ko sa lain nga insurance (still in-house) after ni expire akoa.

[RCR75]

dili nalang pod unta na nila e offer ilang inhouse insurance kung dili man gani nila e honor ang claim.