For Assume- Urban Homes Tipolo Unit Bldg 15 3F
RFS: will relocate outside of Cebu
10 years to pay
- Cost of unit is PhP 915K + 10K reservation fee + 3K processing cost = PhP 928,000
- 59.5K (8.5K*7) – outright cash or equity for seven months
- 858,500 is the amount loaned/deferred payment
- Currently under in-house financing at 8.5% with PhP 11186.79 monthly amortization; of course this is higher than 25 or 20 years to pay, but in the long run, you will save more; may still be recomputed for longer loan terms with a processing fee of ~10K; may also be transferred under PAG-IBIG which may be at lower interest rate
- Total Payment as of September 2014= 259675.4
- Reservation Fee – 10K
- Equity for 7 months @ 8.5K = 59.5K
- Started with monthly amortization last May last May 1, 2013; total monthly amortization paid is (11186.79*17) = 190175.4
- Total Expenses in moving in and improvement = 79610.54 which includes
- water and electricity installation
- Installation of window grill, maindoor double lock, front window cover, CR wall cabinet
- Big cabinet/closet which serves as divider, Queen size pull-out bed, Foldable table from blims; all bought and installed Q3 of 2013
- Appliances: electric fan and 1.0 HP Condura airconditioner, bought and installed last May 2013
- minor improvements
- assorted things which I may not bring when I move out of Cebu
Only 1 person has been occupying the the unit. You may contact me at 0932-9100993 and at email add:
rommelothers2013@yahoo.com
Very negotiable, even the payment terms.