plans to open saving account

[XDRAKE]

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I decided to open a savings account para makatigum, bahala ginagmay basta kada 15 or 30 naa jud koy ma deposit.

Plan nako Metrobank, BPI or BDO. Unsay kalahi-an sa ATM Saving account og kana jud naay Passbook?

Unsa pa lain banks ang nindot himo-an og saving account. Thanks.

[m0nk18]

nothing much...except may interest ang passbook pero gamay raman....

passbook if wa ka plan mu.withdraw even if emergency, atm lng if back.up savings

[1Mig]

mas nindot ug may atm bro ky mkakuha raka dayun in times of need...

[istoryamember]

imong objective is to save so better walay atm para dili ka ma tintal ug withdraw dayon. With regards sa ilang tubo, more or less same ra sila. Para mas mapugos pa jud ka pag save, naay uban banks nga they offer accounts nga automatic deduct to your savings. Naay sa BPI ani.

[cebu.opportunities]

saving requires discipline. if maninuod ka og save, okay raman to have a savings account with passbook and atm.
passbook for recording and atm for convenience whenever you need the money.

[beyee]

Have both: passbook for the rainy days, ATM for convenience
Just learn to spend (wisely) within your means

[pridi]

ang ako-a kay gi link ang atm ug passbook accounts sa online banking for flexibility.... but depende ra jud na actually sa tao kung ma disiplina cya...

pero as to the question nga kung unsa nga banks ang nindot himu-an ug account, BPI yata i guess does not charge for out of town deposits.... so kung ma assign ka sa region 5 den taga mindanao imong account, walay bank charges kng mag deposit kah.... BDO has their OFW remittance account nga same ug dating pero dapat naay remittance jud at least once a year if i'm not mistaken.... as for their charges, all of them are the same, barato ug interest, nya maka matay nga penalties....