Unsaon pag apply credit card

[mabbinaisa]

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hello, I am first timer, i want to get credit card. Pwede mangayo og advice how to apply credit card? thanks mga bro and sis

[Dannycarabio]

Hi! Pwede sa SM BDO or you can visit BPI Jones, mas dali ang transactions.

[andrex]

TS maki sabay na lang ko ani nga thread ha. Naa pud ba mo way mahibaw.an unsaon pag kuha ug credit card sa freelancer like me?

[stealthghost]

TS maki sabay na lang ko ani nga thread ha. Naa pud ba mo way mahibaw.an unsaon pag kuha ug credit card sa freelancer like me?

proof of income ra man kelangan.. based sa akong nahibaw.an, at least earning P180,000 yearly.

But suwayi sa BPI, I think sila pinaka dali maka hatag og credit card. mura'g 2 months proof of income siguro..

[MaInEvEnT]

Adto ug banko, pangayo ug application form then fill it out and send it back together with the requirements (usually payslip, ITR etc...) then huwat lng ka if approved ba ka or dli

[SnowPH]

TS maki sabay na lang ko ani nga thread ha. Naa pud ba mo way mahibaw.an unsaon pag kuha ug credit card sa freelancer like me?

Oh my.. It's hard if free lancer kay mangita jud na sila ug proof of income in black and white.

Adto ug banko, pangayo ug application form then fill it out and send it back together with the requirements (usually payslip, ITR etc...) then huwat lng ka if approved ba ka or dli

Exactly. Kanang ITR lisud kuhaon.

[andrex]

[SIZE=2]

Oh my.. It's hard if free lancer kay mangita jud na sila ug proof of income in black and white.

Mao lage boss mag lisod kog provide ana pero mga bills naa koy daghan. Kun pwede pa lng mga bills lang.. Hehehe

[SnowPH]

Mao lage boss mag lisod kog provide ana pero mga bills naa koy daghan. Kun pwede pa lng mga bills lang.. Hehehe

Unsa unta nga bank imo plano applyan ug CC, Sir? I still have the BDO online application form. I'm not sure if it's the same requirements with other banks but i-check lang ni sya. Okay ang BDO and BPI. Daghan sad na sila rewards but for BDO medyo taas na ang annual income requirement just for the 'regular' CC. Annual income requirement depends on the type of card you want to avail. Visa and Mastercards need higher annual income. The last time I checked kay it's 190k ata to. For BPI it's around 180k but I'm not sure kung pila na karon. Ang Union bank kay 100k lang but you need to be an employee for at least 1 year sa inyung company. Mas gamay lang sad ang monthly interest nila compared to other banks like BDO and BPI. Don't be fooled if you've notice nga gamay lang ang monthly interest rate 'cause it really depends on what type of card you have. The higher the credit limit, the lower the interest rate but you should have higher annual income as well. You should also check the late payment charge kay di man maiwasan ma-late ug bayad due to unexpected circumstances. Some banks charge higher LPC. I won't recommend Metrobank kay daghan di maayo nga reviews from my dad and friends. I hope this helps.

You can check the Basic Application Requirements.
https://www.clg.bdo.com.ph/bdo-theme...ore_page_1.pdf

[nakaigo]

hinay2x nag secure sa requirements mentioned above TS....
unya bayad gyud ha...
ayaw paputos sa utang...
kay ngayg puhon mag himo nasad kag thread nga..

"guys help! dili ko mapriso ug dili ko maka bayad sa akong credit card?...HEEELLLPPP!! gipa dad-an ko'g demand letter!! worried kaayo ko!!!"

[popeegabz]

hinay2x nag secure sa requirements mentioned above TS....
unya bayad gyud ha...
ayaw paputos sa utang...
kay ngayg puhon mag himo nasad kag thread nga..

"guys help! dili ko mapriso ug dili ko maka bayad sa akong credit card?...HEEELLLPPP!! gipa dad-an ko'g demand letter!! worried kaayo ko!!!"

Hahah mao. Naa nmay nitubag sa requirements sa taas, suggest lng jud nku na yaw pgsalig sa CC. Ulahi ra ang pgbasol. Hehe