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  1. #1
    Elite Member existence's Avatar
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    Default Rural Bank of San Fernando Closed


    Mga Bro and sis , naa koi relatives and friends sa San Fernando , mostly dha sila nga Banko nag deposito, karon bag.o palang gnhang buntag Nag cira sila, daghan tawo nagkagubot, ug dha dha daun neabot ang taga Abs-cbn nga news.


    Makuha paba ni ang ilang deposit money didto? Buanga nila nedawat paman silag deposit gahpon kung ga plano naman dii kaha clag bankruptcy. Or getoyo gyd to.

    Ma refunan ba kaha ang mga depositors ane. Daghan kau nag deposit ghpon ug dagkong amount, mao nay katingalahan sa mga tawo bcin daw getoyo to kay if naay refund, limitado ra ang mabalik.


    So unsa may angay buhaton ani?


    Last edited by existence; 07-06-2013 at 12:08 PM.

  2. #2
    I think TS if accredited ni sila kay naa man cguro ma refund sa mga depositors... paetah pd aning inani oie!

  3. #3
    lisora ani woit!!!

    murag naa man guro maka kita man ko ani sa mga banks


  4. #4
    tabla kung lapas 500k imo kwarta...
    mao gyud ni nakaapan sa mga rural bank/smaller banks...the risk is yours if lapas 500k imo deposit...

  5. #5
    Na good luck nalang jud if lapas kag 500k. Ahaka, di ba naa man na sila 1 month notice if mag file og bankruptcy?

  6. #6
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    Sunod ayaw mo salig anang mga gagmay na banko. Wala ko kasabot ngano anha sa gamay na banko mo deposit ang mga tawo nga ang requirements madako magamay pareha raman gihapon. Mga tapulan lang jud siguro mo adto ug lungsod kay mao lagi silingan ra sila sa gamay na banko.

    Ang problema ug dili member sa PDIC ang banko tomas najud haha. I don't know sad nuon ug compulsory bana nga member jud sa PDIC.

  7. #7
    Quote Originally Posted by Nefarian View Post
    Sunod ayaw mo salig anang mga gagmay na banko.
    pangita daw'g banko nga big names sa San Fernando....
    kung kita ka, hurot akong bilib nimo....


    Quote Originally Posted by Nefarian View Post
    Wala ko kasabot ngano anha sa gamay na banko mo deposit ang mga tawo nga ang requirements madako magamay pareha raman gihapon.
    possible explanations ngano mao nga banko gipili:
    - distance to home/business
    - taas interest rates (which is in most cases sa rural banks/small banks)
    - friendly ang mga staff sa bank kay basin taga-san fernando ra pod (feeling at home ra ang depositors)
    - out of option (if i remember correctly, naa'y queen bank diha sa kilid sa skwelahan)


    Quote Originally Posted by Nefarian View Post
    Mga tapulan lang jud siguro mo adto ug lungsod kay mao lagi silingan ra sila sa gamay na banko.
    naa nas LUNGSOD....
    pinaka-duol nga banko, tua pas carcar or atras sa naga...

  8. #8
    Elite Member existence's Avatar
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    Some of this people trusted the bank because its been on operation since they were children. And indeed it was the closest bank, its like a neighbor to their homes.

    Daghan daw nanghilak ug nasuko last Friday. Grabeh naay nag deposit pag thursday daw ug 2million, a retiree, does that mean 500k ra iya makuha ana? so where does the 1.5M go then? tsk.

    Hasta daw mga employee sa banko natingala ngano nag close nga daghan man kau nagdeposit pag thursday.
    Last edited by existence; 07-06-2013 at 12:13 PM.

  9. #9
    di nalang isud sa bank ang kwarta...

  10. #10
    Elite Member existence's Avatar
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    there are more reasons to put your money on the bank, than the reason to just keep it on your pocket.

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