Hi, I have a pending hospital bill for around 20k and I need to pay up my current loan cause the interest is way to big, the loan that I currently have earns 10% per month. If I can a get a loan with a lower interest I think my monthly salary would be enough. Also I need money so my husband/live-in partner can have his pocket money when he flies to Singapore hopefully by the month of February to find a better job. I have necessary documents to prove that I have a job and I have means to pay. More Power and God Bless.