Pwd mu hatag ug list kung unsaon nko pag allocate sa ako allowance..example pila ka percent for food, transportation,etc
Pwd mu hatag ug list kung unsaon nko pag allocate sa ako allowance..example pila ka percent for food, transportation,etc
pila imo weekly allowance TS para ma allocate natug tarung, kay e base mana imong allowance kung pila, sa mga prices sa food, transpo, etc...
Last edited by quantuminplus; 10-11-2012 at 08:25 AM.
kung naa kay amigo nga ma hits nimo pa dung sa skoll buhatakaon lang ug pongko2x kanang cgurado nga punko2x then jeep tirada ayaw ug bisyo DOta . .
nya pila imong allowance![]()
Being a student is the best time to practice proper money management. You're handling small money (generally) and your responsibilities are less. Regardless of the amount of your allowance, make it a point to always be efficient in spending which means, be always conscious sa pag gasto sa imong kwarta.
Since I don't know kung pila imong allowance and needs, ako na lang advice ihatag is how to become more efficient in your expenses.
*Are you renting? Try to rent near to your school. If magcommute pa ka padung sa imong school and at the same time nagrent, better rent near your school then walking distance ra. It's more practical.
*Kung di required, don't buy books but instead pagphotocopy lang sa library then organize it well
*Discipline yourself, ayaw pagsige ug dula ug computer games. Trust me, kung maaddict ka ana, mahurot gyud imong kwarta. Aside from money, sayang sad kaayo ang oras.
*Don't skip meals just to cut costs. Think kung unsay mga unnecessary nimo nga expenses then cut it. Be always conscious about your expenses.
..Mao lang sa na for now. If you need more help, post lang diri.
Salamat kaau sa advice mga TS..murag dpat gyud nko improve akung money management dah. Gnhan gyud ku mag save daun sa bank or sa coop p.ra naa sad interest gmai.
unaha ug allocate imong mga fixed expenses ts then proceed sa imong mga variable expenses for the month.![]()
try pud write down ur daily expenses hantud sa pnka.gamay nag sentimo.. that way ma.trace nmo asa ka daku ug expenses ug asa ka pwd mg.cut sa unnecessary things hehehe.. just read that sumwer.. hehehe
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