Philam Life Protection (Insurance) and Savings

[makie]

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Guys, I'm a registered financial advisor connected to Philam Life and we provide a wide array of financial services that for sure will suit your needs.

What does Philam Life offer?

Philam Life's core business is protection that comes in the form of life insurance. It offers different products that will suit your needs. On a general view, here are the services/products that Philam Life offers:

Whole Life Protection - Whole life protection provides protection (insurance) up to age 100 for a very minimal cost.

Term Life Protection - Term life protection or insurance provides coverage or protection for a specific period of time only.

Unit-Linked Protection - Unit-linked protection (ULP) or otherwise known as VUL (Variable Unit-Linked) is life insurance and investment in one. It is a very flexible kind of protection wherein should the coverage is unused after a specific period of time, it can be converted into something else like retirement plan or could be redeemed as cash.

Health Protection - The health protection provides financial assistance in case the policy holder is hospitalized. It provides cash benefit for every day of hospitalization and with long term care, provide extra protection and assistance for hospital stays of over 30 days.

Philam Life also provides services for retirement, education, savings, and OFWs. The company also caters life insurance needs for individuals and groups.

Why Philam Life?

Philam Life is the number 1 life insurer in the Philippines and has been operating for the last 65 years. Philam Life is the strongest name in the life insurance industry and has reaped numerous awards including the following: Asian Management Award (1991 and 1992), 15 Professional Education Awards from the Life Office Management Association (LOFA) for outstanding employee development programs, recognized by the Overseas Workers Welfare Association (OWWA) for its outstanding programs for Overseas Filipino Workers (OFWs), Presidential citation from the Philippine government for its contribution to nation-building, and is the first and only financial institution in Asia to receive six consecutive Platinum Trusted Brand awards from Reader's Digest Asia (2004-09).

Philam Life has also an unmatched financial strength in the life insurance industry. In 2011, it had a net income of P7.3B and an investment income of P12B or 6% higher than the previous year (2010). It had revenues of P29.4B, gross premiums of P13.6B, consolidated assets of P207.29B, and stockholder's equity of P66.39B.

The sad reality..

Statistics show that only around 4% of Filipinos have life insurance plans and the average coverage of such plans is P400,000. The standard of living today is very high and for a family that depends on a sole breadwinner, P400,000 will never be enough in case something happens to the breadwinner of the family. Times are very uncertain. We can never control the direction of the wind but what we can do is adjust our sails.

For more information, you can visit Philam Life's website at this link: http://www.philamlife.com/

To those who are interested, you can contact me at either of these numbers: 09328592360 and/or 09264809304

Anong plano mo? Usap tayo..

[makie]

Up for now. Contact us and let us help you achieve financial security and peace of mind.

[hambugero]

tagae kog figures beh.......

[makie]

Up for today.. Get protected now and provide your loved ones financial security.

[makie]

Thought of the day:

Did you know that only roughly 4% of the Filipino population have life insurance coverage and the average face amount/coverage is only P400,000?

How can your loved ones that are left behind survive for long with a mere P400,000?

Think about it and if you love your family so much, protect them and provide security for them. Times are very uncertain. There is nothing better than being prepared in times that are very uncertain.

As financial planners in Philam, it is our task to help you get and make the most out from your money and achieve financial security.

Anong plano mo? Usap tayo..

[sansu]

nindut ni da

[makie]

Thought of the day:

Don't you know that just of lesser than P50 a day you can already have a life insurance plan with a minimum coverage of P1.5M? P1.5M is a lot of money and could help your family a lot just in case something will happen to you (get sick, disabled, accidents, or worse, die). P1.5M can make your kid/s go and finish school, can support your family in their needs, and should you be able to outlive your plan, can provide you a good retirement.

If you're curious how, contact me. As a financial adviser, it is my job/responsibility to provide you the best solution for your financial needs.

Anong plano mo? Usap tayo.

[makie]

Thought of the day:

Life insurance plans have evolved so fast in the past few years. Before, life insurance plans only provide (income) protection benefits in case the policy holder or the breadwinner dies or loses his income generating capacity. That means, should the policy holder outlive the plan, he can no longer benefit from it. Today, life insurance policies are very flexible and have investment portions in it wherein should the policy holder outlive the plan, it can be adjusted to become a savings/investment plan and the policy holder will receive cash benefits.

Don't miss out such great opportunity to provide security for yourself and family. Invest in life insurance now and spare yourselves from financial troubles later on in life.

Anong plano mo? Usap tayo

[makie]

Wondering if there is such product that can give your family the maximum amount of financial protection and at the same time provide you a high yielding investment/savings that can provide you a great and comfortable retirement later on in life? Philam Life can provide such benefits at the same time. PM me to know how.

[makie]

Up for today..