Invest in AXA

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AXA Philippines is borne out of the formidable synergy between Metrobank, the country's strongest bank by The Asian Banker, and AXA Group, one of the world's largest financial protection and wealth management companies with 101 million customers in 57 countries.

AXA is the number 1 Global Insurance Brand, according to Best Global Brands 2011 by Interbrand, Interbrand - Best Global Brands 2011 - Top 100 brands and Best Global Brands 2011 | Henri de Castries of AXA.

AXA Philippines is redefining the market by challenging the present and always looking for solutions that better meet the financial needs of our customers or modify services to adjust to their changing preferences. This quest made us the innovator behind the development of bancassurance and behind the introduction of variable life products into the market.

AXA Philippines is determined to give you what you need, the way you want it.

Currently AXA Philippines is offering financial security to almost 300,000 individuals through its group and individual life insurance products. As the pioneer in the market, AXA Philippines is offering the second generation variable life products that provide the clients even better financial security and improved returns.

AXA Philippines has a nationwide coverage through 557 Metrobank branches, which are being serviced by 450 financial executives and 26 AXA branch offices that are the home to its growing network of 1,500 exclusive financial advisors.

I'm your AXA Financial Advisor and a committed financial advocate. For financial planning concerns be it investments, estate planning, income protection, medical, education and/or retirement priorities, please contact me at 0922-9410412 or through e-mail, bhedigen.joseph@gmail.com. You may check AXA Philippines' website, AXA Philippines.

At your service,

Joseph

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We know that your needs are as unique as you are. That is why we in AXA Philippines are redefining the way we do things to better provide you with financial solutions that are perfectly suited for you. And no matter where you are in your life’s journey or whatever your preferences are, we give you what you need.

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You need to save up for the future and protect your income from any untoward happening. But because of your fast-paced lifestyle, you don’t have much time to spend figuring out complicated financial instruments. You just want to get it straight and easy, without leaving a big dent in your pocket. AXA Philippines gives you what you need with our easy and affordable eXentials products. So that you can focus more on what matters to you now—your family, career, and getting most out of life.

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Your needs are evolving as much as your family is growing. With your kids progressing in their education, your small business being ready for expansion, or your retirement coming soon, you just can’t leave to chance the charge of safe-guarding your financial future. You need the help of a professional financial partner who will show you the way to achieving your goals. AXA Philippines gives you what you need through financial solutions as they are customized with you with the use of our proprietary Financial Needs Analysis tool.

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You are at the prime of your financial standing. But you’re too preoccupied managing your business and other ventures that you have no time to personally attend to diversifying your investment portfolio. AXA Philippines gives you what you need through our Wealth Management services. We have the instrument and the expertise to help you vary and expand your net worth, so that you can continue to pursue your passions.

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What is life?
It is the flash of a firefly in the night.
It is the breath of a buffalo in the wintertime.
It is the little shadow which runs across
the grass and loses itself in the sunset.
- Crowfoot, Blackfoot warrior and orator 1830 - 1890

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Variable Universal Life Insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner. The 'variable' component in the name refers to this ability to invest in separate accounts whose values vary—they vary because they are invested in stock and/or bond markets. The 'universal' component in the name refers to the flexibility the owner has in making premium payments. The premiums can vary from nothing in a given month up to maximums defined by the Internal Revenue Code for life insurance. This flexibility is in contrast to whole life insurance that has fixed premium payments that typically cannot be missed without lapsing the policy (although one may exercise an Automatic Premium Loan feature, or surrender dividends to pay a Whole Life premium).

Variable Universal Life Insurance is a form of Permanent Life Insurance with flexible terms and investment possibilities.

Capitalizing on life's opportunities can be just as important as preparing for life's uncertainties. AXA's Variable Universal Life insurance gives you the chance to do both—all in one policy.

Variable Universal Life Insurance has flexible terms that allow you to change, within limits, the death benefit and the timing and amount of your premiums. It also lets you invest your cash value in professionally-managed funding options that reflect the performance of underlying investments such as stocks and bonds.

Variable Universal Life Insurance can be the right choice if you want:

Protection that can last a lifetime
Flexibility to accommodate life changes
Cash value with market growth potential

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Supplements You Can Add

Increase your life insurance coverage and get enhanced financial protection with supplements and riders that you can add to your basic life insurance plan. With our wide range of supplements and riders, you receive additional benefits for you and your loved ones, at a very minimal cost.

Secure provides for a pre-determined cash benefit in the event of Death, Dismemberment, Disablement and/or Major Burns caused by accidents.

Protector is a renewable and convertible supplement that provides additional insurance coverage upon death. Renewable options: 1-year, 5-year, and 10-year terms. This supplement may be attached to any of the basic plans of AXA Philippines.

Care provides daily hospital income (DHI) in the event that the insured is confined to the hospital due to a illness or injury. It provides for twice the DHI benefit in the event that the insured is confined in the intensive care unit (ICU).

Waiver of Premium If the insured becomes totally and permanently disabled prior to the attainment of age 60, all future premiums (except health supplements) will be waived.

Payor’s Clause If the Payor passes away or becomes totally and permanently disabled prior to age 60, or prior to the Insured’s attainment of age 21 (whichever comes first) all future annual basic premiums will be waived until the Insured reaches age 21.