Interest rate: Personal loan vs Home loan

[kalvenanderson]

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Hi Guys,

I am trying to figure out that which bank is offering less rate of interest for personal loan and home loan. As I am planning to opt for a loan to buy house I am looking for this data. I know that housing loan will be at much lower rate however still have some calculation in my mind hence plz help me with the numbers and bank name

[jimmy1978]

Well most banks offer personal loans at around 1.5% - 1.8% per month which works out to around 15% - 20% p.a if not compounded whereas a housing loan is at 4.8% - 5.3% p.a Depending on your location, you would have to do some research as to which banks have better rates. For instance in Singapore, DBS offers 4.8% for their housing loans and 1.48% for their personal loans. So you'll have to do some homework

[firestarter]

nindot lage na, naa pa additional info dha?

[superidol]

nice lge ni xa? tnood na?

[Air_Bender]

Try to ask Metrobank... According to my client... 7.5% interest daw for Housing Loan...

[firestarter]

7.5% is this per annum bro? How pud kana ang max and min mapaloan.. ^^

[portal]

Ako bag.o rako mi loan sa bank, 1.4% ang monthly interest nila,naa ko kaila na agent na pwede mo process for your personal loan

[lodyl]

Ako bag.o rako mi loan sa bank, 1.4% ang monthly interest nila,naa ko kaila na agent na pwede mo process for your personal loan

Unsa nga bank bai?

[zengatsu]

up ta ani. basig naa pay uban diha nga naay info about others banks and sources of loans.

[lodyl]

up ta ani beh... kinsa to naa ideas about ani...