Looking for a good Health Insurance

[mai_15]

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i'm a mother with a 2-month old son,looking for a good health insurance nga mag monthly or pwede ra quarterly ang payment nga d ra pud kaayo mahal..

heard about maxicare and medicard,hope naa agent maka explain further about these..but im still open for other health insurances aside from mentioned above..

thank you..

[istoryamember]

mga taga IMG murag naa na sila ika suggest nimo. Wait lang ta for them to see this thread

[angelBOi]

hi! mam, ds s lito of philamlife. im not sure ani ha piro murag wala may mu cover og 2mos old nga bata for healthcare insurance. i asked pud ako mga frens frm other company..6mos man ang ilang required age. piro, f ur really that interested, naa mi educational fund with health insurance nga mu cover ana. matabangan ani ang imung anak sa iyang schooling mam plus naa pa gyuy health protection (accident and medical reimbursement)..the premium varies according to your needs..as low as P1T. kol me on my pldt number 5126737 or thru my sun no 0922 8310 349. this is PHILAMLIFE with more than 60 years of good service..so no worries.

[makie]

@mai_15: Sent you a PM

[mai_15]

mga taga IMG murag naa na sila ika suggest nimo. Wait lang ta for them to see this thread

thank you sir

[mai_15]

hi! mam, ds s lito of philamlife. im not sure ani ha piro murag wala may mu cover og 2mos old nga bata for healthcare insurance. i asked pud ako mga frens frm other company..6mos man ang ilang required age. piro, f ur really that interested, naa mi educational fund with health insurance nga mu cover ana. matabangan ani ang imung anak sa iyang schooling mam plus naa pa gyuy health protection (accident and medical reimbursement)..the premium varies according to your needs..as low as P1T. kol me on my pldt number 5126737 or thru my sun no 0922 8310 349. this is PHILAMLIFE with more than 60 years of good service..so no worries.

send me quotations sa ako email nya sir..i'll pm you infos..thanks

[mai_15]

@mai_15: Sent you a PM

thank you..

[liss.basilla]

try cocolife for your HMO needs and for those long term health plans with insurance pa, try Manulife

[JamesCo]

i'm a mother with a 2-month old son,looking for a good health insurance nga mag monthly or pwede ra quarterly ang payment nga d ra pud kaayo mahal..

heard about maxicare and medicard,hope naa agent maka explain further about these..but im still open for other health insurances aside from mentioned above..

thank you..

It depends on what kind of Health Insurance. Cause a lot of people mix Hospitalization and Health Insurance.
If you want the insurance to pay for your hospital expense like check up etc go for HMO like PhilCare, Caritas Sheild, etc.
They just reimburse your hospital cost but with a limit usually 100k - 500k only.
But if you want money to use incase of Expensive critical illnesses like cancer, stroke, heart attack and other money draining illnesses go for life insurance which usually have Critical Illness Riders and Daily Hospital Income (They pay you lump sum per day like if you where admitted 20 days and you have a Daily Hospital Income Rider of 2k per day, they will give you 20*2k 40k)
They Critial Illness Rider in Life Insurance will give you the Lump Sum amount usually up to 5M regardless of how much you spend for your illness.

I don't have any HMO base on bad experience but I have a lot of Life Insurance Policy in different companies mostly with Investment.

If you Like try my AXA agent (0922) 888-5922 (0917) 320-1478.

They only have Daily Hospital Income. But if you're concern about illnesses. I think they are the best, they have riders that cover all Terminal disease including dengue. And whats more. Most Life insurance Critical Illness Riders are just Accelerated which means that if you have a 5M Death Benefit and 3M Critical Illness Rider and if you are diagnose with any critical disease they give you the 3M advance from your 5M Death Benefit which means when you die you only receive 2M nalang. In AXA its separate, They give you the 3M for your Illnesses Rider and 5M if you die.

Check their fund Performance (Investments Link Insurance) is 20%-30% growth per annum. They are the top insurance company around the world, Google "Top 500 Global Company" They rank 14 in all industry and #1 in Insurance base on fortune 500 magazine. Most company Charge 2% on Premium for Investments, In AXA they charge my 1 Million for just 4,000.00 only and no charge for my additional investment.


Careful with Insurance Agents Read the Proposal carefully. If they won't let you read or bring home the proposal this means they are hiding something.

And for all Investment Link Product, you have 15 days to return it if you change yiour mind, most agent wont tell you this.

If the agent said that they are leading ask for proof.

Here are some Proof of Global Insurance Leaders Global 500 2011: Global 500 1-100 - FORTUNE on CNNMoney.com

Category Ranking in the Philippines (Insurance Commission Listing)| Official Website of the Insurance Commission | Check on the Differnent Premium Income Listing