Originally Posted by
zippi
I've been following this thread for quite sometime and learned a lot from the different opinions of Financial Consultants from different companies. My point of view is that life insurance in general, whether term or whole life, is not all about being cheap and etc. It would really depend of the following:
1) Company must be Authorized by the Insurance Commission.
2) Proven track record of the company in terms of payment of claims.
3) Financial Consultant that will handle your plan is not all about sales. Client should assess their intent to serve after he/she signs the proposal.
No offense meant but sometimes, I noticed discussions are sometimes off-track. If there are term life insurance that is really cheap but at the end of the day, you are recruiting them to be a member... it doesn't make sense. Sell what you can sell, don't recruit just to make a sale and have a downline.
I know, this won't be make a lot of people happy but it seems that discussion gets off-track from the topic. If that's the case, make a thread "Be a member and buy a cheap term-life insurance". Peace and be safe Cebu.
Well said zippi. Nalingaw pud ko nila. Ang Topic man gud s "unsay nindot nga life insurance?" Sa ako lng pud nga perspective, Ang tubag ana nga pangutana no is to talk to a "Tenured" or a Full Time Financial Adviser (not an agent), for Financial Health Check to determine what his needs. No point in comparing premiums. Mura mog nag compare ug Galaxy V ug iPhone, way kapadungan kay lahi lahi mo ug Features and Benifits.