yes ideally atleast 10 years because it's a long term investment.. pero mas maganda rin na tuloy tuloy yung premium mo for that 10 years para mas maappreciate mo yung growth ng money mo instead of letting your funds to pay for those premiums..
ako kay nikuha nakug Kaiser International partnered na siya sa coco life.. 3 in 1 nana siya kay Insurance + healthcare + investment pero ako gikuha kay kato pinakagamay na premium kay mao ra may makaya sa bulsa then five years to pay, at least naa kay sa wala..
If nahan ka magpa explain i meet lang nato kato broker nag explain naku sauna..
It really depends on what you want and can afford bro. Each one of us have our own set of goals and things we want to have by the age of Nth and what we need in the Now... so you have to figure that one first coz the rest will just fall in accordance to what you want. Important lang is that ang imong want mao imong need jud so dili ma defeat ang iyang main purpose. If you can't yet coz you are confused then of course we do some research and read or ask around but it doesn't mean what works for others would also be the right one for you.![]()
.........axa...........
In order to minimize the risk, be sure that you invest in companies that are listed in the Insurance Commission (IC). Here is the link to IC's website: | Official Website of the Insurance Commission |
Here's the link (pdf file) to the list of life insurance companies in the Philippines whose licenses were renewed for license year 2012-2013: http://www.insurance.gov.ph/_@dmin/u...nies2012-2.pdf
Aside from picking companies belonging to IC's list, also be sure to deal with licensed agents/advisors. That will spare you from trouble later on. If possible, avoid sub-agents. Sub-agents operate under the supervision of licensed agents.
Actually ang Kaiser is an HMO provider, then naay add-on na life insurance og investment..
Den ako gikuha na plan kay K-35, ang ako monthly ana kay 2,081..
mao ni ila website ay Kaiser International Health Group :: Official Website
if nahan ka makig talk og broker, just pm me..
daghan na sad kog mga friend na refer ani nga broker..
naay uban nikuha, den naay sai wala nikuha, kay dili man siya mamugos. igo ra siya ga explain..
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