What's the best bank w/ the highest time deposit rate today?

[aaron101]

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Guys what is the best bank w/ the highest time deposit rate today?

bsin kbaw mo sa latest exact rate sa laing mga bangko, palihug ko ug butang dri. ngita ko ug bangko asa ko mag time deposit nga dako ug rate. for 1 year and P100,000 or below akong gplano nga i-time deposit.

nka search ko online, so far PS Bank ang dako2 nga nakit.an nko.
so these are their latest rates, for 1 year ni cla.

50,000 - 99,999 = 1.250%
100,000 - 499,999 = 2.750%

sa BPI nka kita pud ko online pro mas dako2 ghapon ang PS Bank. bsin nya naa pa mas dako aning 2.750% nga rate for P100k nga time deposit palihug lng ko post dri. Tnx daan!

[Ya_Sui]

if for TIME DEPOSITS only.. I suggest adto ka anang mga small banks like 1st valley bank... Mas higher ila rate kay sa bigger banks.. Last time I asked for their rates, naa man to sila up to 5% but dunno what kind of account..

[gomacygo]

yah mas bigger jd ang small banks.. pero it's kind of scary to trust a small institution with a huge amount of your money esp after atong legacy banks incident...

i think ok ra na sa PS Bank...
you should also try other modes of investment not only TD(time deposit) but also stocks or mutual funds..

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Shop Everything Else - go macy go! - Multiply Marketplace Philippines
gomacygo

[gerrynelmida]

lbc bank bro pero 1 lang ila branch dri sa cebu sa gorordo ra... ila interest sa 10k up is 5.5% gross.

[Metz]

Guys what is the best bank w/ the highest time deposit rate today?

bsin kbaw mo sa latest exact rate sa laing mga bangko, palihug ko ug butang dri. ngita ko ug bangko asa ko mag time deposit nga dako ug rate. for 1 year and P100,000 or below akong gplano nga i-time deposit.

nka search ko online, so far PS Bank ang dako2 nga nakit.an nko.
so these are their latest rates, for 1 year ni cla.

50,000 - 99,999 = 1.250%
100,000 - 499,999 = 2.750%

sa BPI nka kita pud ko online pro mas dako2 ghapon ang PS Bank. bsin nya naa pa mas dako aning 2.750% nga rate for P100k nga time deposit palihug lng ko post dri. Tnx daan!

if investment imo purpose bai pag mutual funds nalang or HSA.
tagaan paka ug average 12% per annum for a minimum 5k investment.

Last 5 year average performance is 20% per year.

Naa mi free 1 hour mutual funds/stocks investment talk this coming Monday 6:30pm sa Lahug. Just contact me at 09088911621 if interested mo.


Ang banks dapat for short term savings rana, but if you want growth, invest direct where banks invest your money, so that sa imo padulong ang returns dili sa bank.

[farmboy]

di ba high interest rate is also high risk?

[KombinaR]

Try chinabank
30 days 60 days 90 days
5,000 – 49,999 2.000% 2.2500% 2.500%
50,000 – 199,999 2.250% 2.500% 2.750%
200,000 – 499,999 2.500% 2.750% 3.000%
500,000 – 999,999 2.750% 3.000% 3.250%
1,000,000 – 4,999,999 3.000% 3.250% 3.500%
5 Million & Up 3.250% 3.500% 3.750%
gikan na sa ilaha web site

[Metz]

di ba high interest rate is also high risk?

not necessarily bai.
mutual funds are well managed by expert fund managers.
and mas low risk noon kay they have huge amount of funds invested in big, tried and tested companies or govt bonds.

sa 2 recommended namo kay

FAMI - owned by Metrobank, mao say mag manage some of the investments of Metrobank

Philequity - no bank tie up, but BPI is one of the biggest investors.

Banks are happy to give you 1% to 4% return while they keep the 9% to 16%.



attend lang sa talk bai or discuss ta in person.
dili man ka committed mo start if after the talk you don't like the info.

[aaron101]

actually investing in mutual funds is my 1st choice pero wla mn gud ko idea about ani. nya hadlok pud ko mailad kay hard earned money bya ni nko nya bata pa kaau ko bsin nya mo take advantage ra mga taw nko. gnhan sad unta ko mo apil2 anang mga discussion pra mka gain ko ug knowledge.

[ofw_cebu]

start while young bai, it's understandable to have doubts, we all go through that, gaining knowledge about how it works would really help. . . it's basically investing on something where banks put their money and the gain is higher, though not guaranteed. . . .