A lot of virtual & non virtual money transfer method are coming out every now & then. I have enough knowledge & experience when it comes to this since I'm working homebased.I just want to share some of them to all istoryans & non-istoryans.
1. EBAY
--An online marketplace (around the globe)for cars, clothing, accessories, & anything that you like to purchase. Buy and sell almost anything new or used on eBay now.
-- To be an ebayer,you have to create an account first which is free to be able to buy or sell.
EBAY PHIL LINK----> (
http://www.ebay.ph/)
--Payment MOdes accepted
(If seller is domestic meaning within the philippines, usually bank deposit,gcash,kwarta padala or sometimes paypal. If seller is International,PAYPAL is the only accepted payment)
2. PAYPAL
****PayPal is the faster, safer way to send money, make an online payment, receive money or set up a merchant account.
HOW TO SIGN UP & REQUIREMENTS?
-- To sign up, just go to
https://www.paypal.com/ph
-- You need a bank account( to be able to withdraw money) & credit card (to be able to send payment if seller only accepts PAYPAL fee)
-- NO BANK ACCOUNT OR CREDIT CARD? Not a big problem because Unionbank has introduced EON card (VISA type card) that you can register to paypal as a credit/debit card & for bank account.You may also use SMART MONEY CARD (mastercard logo)
--Withdrawing money from paypal to EON would take 2-3 business days.
3. EON(VISA card) &
SMART MONEY CARD (MAstercard)
***The EON CyberAccount is UnionBank's internet-based deposit account. It allows you to do absolutely all your banking transactions in a click of a mouse
HOW TO APPLY?
--Just go to nearest Unionbank and bring 2 valid ID's.
-- Processing of card would take 2-3 weeks.Go to Unionbank branche where you applied for the EON & pay 350 pesos to claim your card.
--You may use the card when shopping so no need to bring cash. (make sure there fund in it...lol)
***SMART MONEY CARD (mastercard)
If you don't have a union card, you also have the option to apply for a SMART MONEY CARD which has mastercard logo on it....how to apply?
READ THIS------>
http://smart.com.ph/money/consumers/howtos.htm
4. GCASH
**GCASH is an internationally-acclaimed micro payment service which transforms a mobile phone into a virtual wallet for secure, fast, and convenient money transfers at the speed and cost of a text message. Since GCASH launch, GXI has established a wide network of local and international partners that includes government agencies, utility companies, cooperatives, insurance companies, remittance companies, universities, and commercial establishments which have agreed to accept GCASH as a means of payment for products and services. GCASH users may access GCASH via their mobile phone or via the internet.
HOW TO REGISTER?
Registration is a key process that activates the GCASH wallet in your Globe or TM cellphone. It is a one-time process, where you can choose to register through text or through the GCASH menu found in your SIM.
To register through text
Register your cellphone to GCASH by sending this text to 2882:
REG4-digit PIN/mother’s maiden name/first name/last name/address
Remember! Make sure that your First Name and Last Name match the information that appears in any valid ID of yours. This is important for future GCASH transactions.
How to send Gcash
Person-to-person money transfer or P2P allows you to send GCASH to any Globe or TM subscriber at the speed of a text message, anytime, anywhere.
Just type AMOUNT4-digit PIN and send to 2882+10 digit cellphone number of the recipient.
You can also go to the Globe Services menu in your SIM card, click on Postpaid or Prepaid Services>GCASH>Send GCASH,
HOW TO LOAD GCASH?
a. Go to any globe center near you & fill up a form.Present a valid ID.
HOW TO WITHDRAW GCASH FUNDS?
a. Go to any globe center
b. Any participating outlets like m lhuillier & etc.
c. GCASH CARD
d. EON card (yes Gcash & EON has merged---eMoney Xchange)
5. GCASH CARD--
info here ----->
How to Apply or Register Globe GCASH Card Online - Business
HOW TO APPLY ONLINE?
go to
https://www.gcashonline.net/gcashcard/v3/
( Card will normally be delivered at your doorstep within 1-2 months )
GCash and UnionBank EON Have Merged!
***By enrolling to Unionbank's eMoney Xchange you may now transfer funds from...
a. GCASH to EON card
--- to Transfer GCASH funds to EON account (txt G2U_amount send to 2318..you will receive a msg asking for ur GCASH pin) Transferred funds will reflect in your EON account in real time

b. EON card to GCASH
TXT: U2G (amount) and send to 2318.
INFO HERE---->
GCash and Unionbank EON Have Merged | Manila Reviews
6. WESTERN UNION (USSC VISA card)
***The USSC Money Card is the modern way to carry and use your money. Simply enroll for a USSC Money Card in any USSC Service Store and you're all set to enjoy the benefits of a safe and convenient way to carry and keep large amounts of cash in your pocket. No bank account required. No minimum balance. You can even choose from two variants: Generic and Personalized. With the USSC Money Card, you can withdraw money from virtually any ATM in the Philippines and abroad. Plus you can use it to pay for your purchases in any establishment that carries the VISA logo. Loading is so convenient, too. Go to any USSC Service Store location in the Philippines to top up your balance. That's close to 700 branches for your convenience!
7. SMART MONEY CARD
Hope this info can help others!!!!!!!!!!!!!!!
Thank you