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  1. #1

    Default Where can i safely place my money that can interest?


    hi guyz... i need help.. where can i safely place my money? i dont know with time deposit kay gamay mn kaayo ila interest rate nya dako kaayo ug tax... i wanna know sad about aning mga coop... pang short term ra ni akong plano mga 2 years... i dont think applicable ang mutual fund since pang long term ni cya and kinda risky... unsay ika suggest ninyo guyz?? thanks

  2. #2

    Default Re: Where can i safely place my money that can interest?

    Quote Originally Posted by inchit View Post
    hi guyz... i need help.. where can i safely place my money? i dont know with time deposit kay gamay mn kaayo ila interest rate nya dako kaayo ug tax... i wanna know sad about aning mga coop... pang short term ra ni akong plano mga 2 years... i dont think applicable ang mutual fund since pang long term ni cya and kinda risky... unsay ika suggest ninyo guyz?? thanks
    naa man di kau risky sa MF, kana balanced fund ug money market fund, fixed income fund. balanced fund is balance between aggressive and conservative. money market fund and fixed income fund are the conservative MF. smaller return but better than time deposit. try to visit fami.com.ph din read about money market fund and fixed income fund.

    hope it helps.

  3. #3

    Default Re: Where can i safely place my money that can interest?

    coop bro.
    some can give 8-9% PA.

    I'm enjoying a guaranteed 9.5% PA..

  4. #4

    Default Re: Where can i safely place my money that can interest?

    Quote Originally Posted by redhorse1L View Post
    coop bro.
    some can give 8-9% PA.

    I'm enjoying a guaranteed 9.5% PA..
    sa CFI ni?

  5. #5
    Elite Member ArCkz's Avatar
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    Default Re: Where can i safely place my money that can interest?

    Pag canvass asa nindot nga coop... and talk directly sa manager, ingna unsa imong plano.

    feedback sad kung maka kita ka ug nindot nga offer nga coop.

  6. #6

    Default Re: Where can i safely place my money that can interest?

    asa na coop ang maayo? wala ko kabaw kung asa gud..

  7. #7

    Default Re: Where can i safely place my money that can interest?

    Quote Originally Posted by inchit View Post
    hi guyz... i need help.. where can i safely place my money? i dont know with time deposit kay gamay mn kaayo ila interest rate nya dako kaayo ug tax... i wanna know sad about aning mga coop... pang short term ra ni akong plano mga 2 years... i dont think applicable ang mutual fund since pang long term ni cya and kinda risky... unsay ika suggest ninyo guyz?? thanks
    1. low risk, short term, high return -->> most likely scam, otherwise daghan na untang nadato
    2. low risk, short term, low return -->> invest in SDA or t-bill

  8. #8

    Default Re: Where can i safely place my money that can interest?

    Quote Originally Posted by arclops View Post
    1. low risk, short term, high return -->> most likely scam, otherwise daghan na untang nadato
    2. low risk, short term, low return -->> invest in SDA or t-bill
    higher ang interest rates sa coop compared sa banks, higher sad ang risk

  9. #9

    Default Re: Where can i safely place my money that can interest?

    Quote Originally Posted by Dhong View Post
    higher ang interest rates sa coop compared sa banks, higher sad ang risk
    I agree but still low return gihapon....so it really depends on what you really want to accomplish.

    @TS, is it for capital appreciation or capital preservation?

  10. #10

    Default Re: Where can i safely place my money that can interest?

    well capital preservation na naa sad growth higher than the banks.. ok rmn cguro sa governmnt t-bills but gamay ramn ako money.. i dont know if pila minimum sa mga t-bills...

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