posting for a friend.
my friend has this problem with citibank crdit card. he has stop paying since march and he's debt has doubled now amounting to php26k. he tried to reason with citibank bt he was referred to a 3rd party collecting agent. then, naging php35k na daw dapat bayaran. he plans to work pero sbi ng collecting agent, huhulihn daw cya ng nbi at wnt be gven nbi clearance if he wnt pay the full amnt. anu po gagawin if ganito?