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  1. #1

    Default citibank credit card prob


    posting for a friend.
    my friend has this problem with citibank crdit card. he has stop paying since march and he's debt has doubled now amounting to php26k. he tried to reason with citibank bt he was referred to a 3rd party collecting agent. then, naging php35k na daw dapat bayaran. he plans to work pero sbi ng collecting agent, huhulihn daw cya ng nbi at wnt be gven nbi clearance if he wnt pay the full amnt. anu po gagawin if ganito?

  2. #2
    patubaga imong friend "prisoha lang ngano man diay"

    tuo lang, di na sila ka force sa imong friend. bisag mag-abot pa sila sa husgado.

  3. #3
    he can go to city bank so that they can reach on an agreement favorable on both sides..maybe ur friend will ask citibank that he can pay 1k a month because that is all he can afford and then request citibank to stop charging him with interest so that dili na modaku iya running balance...convincing power lang kailangan sa imo friend and the guts na mohangyo...and kana mga 3rd party people kay pang hadlok ra na ila...if mokaso man jud gani..it will take a lot of time...ingna cya dont panic...resolution is talk to citi bank personnel and convince them that he will not be running from the debt...iya man sad na nagamit ang money...and i think he has to pay sad...pero daku nalang jud kau ang interest...that's how those people make money...

  4. #4
    bayaran nya lang konti2. Pero d totoo na ipapahuli xa ng NBI pang-takot lang yan! The agent is only waiting for his commission if your friend will pay. Bsta may porsyento xa, pag-nakabayad ang friend mo.

  5. #5

  6. #6
    dili sila ka force nimo ug bayad bro... ayaw too nga ipa-NBI ka... Kay normally, kailangan na sila mosang-at ug kaso sa imo... and the qustion is "Unsa nga kaso?", we can not call that "estafa"...

    Hadlokon ra ka ana nila bro, kay mao ra na only way para makatingil sila...

    Pero responsibility jud noon nato pud ning pagbayad sa atong debts... Pero garapalan kaayo na ila... kay tanang klase sa charges ipasa sa imo...

    Ako officemate, from 35K, niabot ug 80k+, isog2x pa ang collection agent nga 3rd party imbargohon kono nila ang mga butang nga worth sa utang... Hehehe, igo ra gitubag sa ako kauban nga pagdala lang ug order gikan sa korte, kay ako ihatag unsay mahatag...

    hehehe, karon after 2 yrs+ nga way bayad2x, magpabayad na lang ug 11K.... Tagbaw...

  7. #7
    kay ingon man to na dili tagaan ug nbi clearance pang employment. cge na cya email citibank, at nanawag na, wa man sila tubag. kad2ng collector man pirmi manawag.

  8. #8
    ayaw tuo ana NBI bro... ako hibawan dli mana criminal ang mo-utang... civil case mana and dli na apil sa NBI... gihadlok ra jud imo frend kay aron mobayad na and maka porsyento ang agent..

  9. #9
    Quote Originally Posted by snowleopard View Post
    kay ingon man to na dili tagaan ug nbi clearance pang employment. cge na cya email citibank, at nanawag na, wa man sila tubag. kad2ng collector man pirmi manawag.
    Dili lang ka matagaan ug clearance bro kung naay kay pending kaso, or dakponon ka... Binuang na ila bro... Mao grabe na sila maningil tungod na sa ilang commission nga makuha kung makatingil na sila...

    Ayaw bayari bro, kay dili na honoran ang ilang mga charges nga gipang-pasa sa imo...

  10. #10
    mao gyod na taga citibank.. daghan kaayo mga charges ug grabee ug interest.

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