I know no one has posted here in a while, so thought I'd try.

I know neither of us really had any money while we were in school, kay mostly in our culture, parents send us to school, or some works part time while studying.
But now that we have job and we are planning for the future.

These days, it seems that people are getting into debt at a younger age. The problem with many is that, when they get credit card or money in their pocket, they go a bit out of control?

Here, you can share on how do you track your spending, use a budget and do you stick with it?
I guess it's a real eye-opener to us. We live in a modern age and for some people money is freedom so we love to buy stuff that's cool and trendy. But did you ever stay within your means?

Yes, we're single so we don't talked about money until we get married and that's very common. It never crossed my mind until I got a job either and start thinking of my future.
Everyone has a unique attitude to money. Some people love it thinking what they can buy and others see it as source of security.

The point is, we can't predict the future. We don't know for sure what the next day holds, and preparing yourself for unexpected is one of the best ways to prevent it, and you also feel better about yourself when you have savings at your own name while single.