time deposit

[kryptocrap]

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kinsa may na sweto aning time deposit? hehe.. eg - sa metrobank, pla ka years di nmu labtan, nya pla ang interest.

[lorenzoleo]

kinsa may na sweto aning time deposit? hehe.. eg - sa metrobank, pla ka years di nmu labtan, nya pla ang interest.

So far sa akong na hibaw.an bro I think naa sa mga 3%. Mag dependi man gud ang interest dependi sa imung gi deposit na amount. Pero bai, as a piece of advice. Lugion man ka sa inflation rate karon. I think ang inflation rate karon naa sa around 7%. Lugi ka ug 4% ana.

Gamit kaayo ni na source http://www.census.gov.ph/data/pressr.../cp0904tx.html

[wealthyhead]

So far sa akong na hibaw.an bro I think naa sa mga 3%. Mag dependi man gud ang interest dependi sa imung gi deposit na amount. Pero bai, as a piece of advice. Lugion man ka sa inflation rate karon. I think ang inflation rate karon naa sa around 7%. Lugi ka ug 4% ana.

Gamit kaayo ni na source Consumer Price Index April 2009

I agree bro.

[dvfortuna]

@lorenzoleo:
could you please cite an example which could give you higher yield than time deposit? That offer the same fixed income with same security. like insured sa PDIC or something. Please also include minimum deposit to earn.

Please don't mention stocks/mutual funds since its a variable income. kana fixed lang. would like to know.

There are people whose risk appetite are low. like me, i want my money to stay put for a short time while still earning a little. Until makatigum og dako2x para mainvest to a business or to a higher risk investment.

I know malugi jud ka if your money just earn less than 7% because of inflation rate. but its better than just putting it in your pocket or sa piggy bank nga dli mo earn og interest.

[jOaL]

sa akong idea bati ang timedeposit..

if ikaw mag deposit
daun ako mamaligyag saging...

murag una pako ma dato.. hehehe

badlonga ko kung sayop ko..!

[darkcrux]

@dvfortuna.. para sa imo gusto na short time lang.. there's no better vehicle than time deposit. You can also try coop bank. But for long term savings.. There are plenty of options out there.

@jOaL, naa kay point.. pero kung ang halin sa imong saging dili nimo e save.. mas dato patong nag save sa time deposit puhon. ^_^ hehehe

[jOaL]

/\ e save sad nako brad oi..

[wealthyhead]

@dvfortuna

time deposit is not fixed also.. try ug compare ang rates before ug karon... nagka gamay

wala man ju'y fixed.

[dvfortuna]

dli diay na fixed ang time deposit? lets say nagstart ko karon nga 7%.
then after a year dli diay 7% ako makuha? depende diay na by the time nga mo mature imo deposit?

is time deposit murag og bonds? dba when they stated pila ka percent imo makuha lets say 7% after maturity. then it should be 7% by maturity. dli man na ma changed. right? correct me if i am wrong.

I know coop can offer larger than time deposit sa banks. Naa ko nahibawan nga coop that offer at least 15% pero dako lang ang starting investment. im currently in a coop that offer me 9% annual.

I am still looking for other investment vehicle aside from time deposit and coop. I am looking to diversify ako money.

if naa mo mailhan nga coop or other investment that offer more than 10% please feel free to share with us. para makajoin ta.

[konhon]

investment program in the financial Company they have an offer for guaranteed yearly interest annually and upon maturity may return of investment pa plus life insurance within that period....

contact license financial consultants og pa explain then you will learn investment idea