Credit Card, FRIEND or FOE ?

[wealthyhead]

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based from your experience.. has it been your friend or not?

for me... FOE

[nowayL]

Friend kung sakto ang pagkagamit, Foe kung imong abusaran Bro.

[rts1980]

i agree with nowayl!! it depends upon how you use your card

[luisyntaneca]

depends on how u use ur cards, there's no interest in credit cards if u pay in full before it dues....

[randzg]

both - depends on how you use it.

[hacxcena]

same here..depends on how you use it.

[moz_k2]

kung kabalo ka mobayad maayo.
kung dli, you're just plainly spending the money you don't have.

[wealthyhead]

but based from statistics, most people with credit cards doesn't pay on time and tend to overspend

so generally, it's really a bad idea to use credit cards.

[dwinex]

FRIEND - kung naay ika bayad sa credit card FOE - kunga walay ikabayad sa credit card...

[nowayL]

Nindot ang naay credit card kay dili naka kinahanglan magdala ug cash or maglinya ug taas sa mga ATM. Cool pa gyud ug dating kung card imong gamiton pero seguroa naay kay pundo sa imong account pangBayad nya on time gyud para dili ka kwarta ang Banko nimo .... hehe