i prefer cash jud but i sometimes love utang also but labad man ulo kay bayranan man gihapon hehehe
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i prefer cash jud but i sometimes love utang also but labad man ulo kay bayranan man gihapon hehehe
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i prefer cash as much as possible.. or maybe use a debit card instead...
cash, if I cant afford it I wont buy it, but mo kuha lng gihapon ko ug CC for emergencies kay murag di pa lawom ako savings.
if you pay cash daghan kaayo benefits like discounts and freebies.
utang comes with interest and problema samot na kung di kamao modala ug credit card.
if i like to buy sum10, cash jud...pero saon man nga ang cash inutang rasad sad diay...ngek ngek
i prefer cash but if house and lot na ... utang dyud
i prefer cash jud. wala pud ko credit card hantod karon.
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