Credit Card, FRIEND or FOE ?

[wealthyhead]

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EON debit card ako.

para maka pay sad ko sa bills namo through EON cyber account. weeeeee.

laysho japun mag debit card intawn. pirma2x kunohay murag korek. :P

sakit sa ulo ra makuha nako anang credit card siguro. :P

pwede pud BDO

[jabez_rmc]

credit card is like a gun...definitely can help u in times of need..emergency...

but if you use if for wrong reason...pareha ra effect ..it sucks out the life in you...

[dalmacio]

credit card is truly your FOE. The tweak is, its carefully designed to disguise as your FRIEND. it will offer help in front of you but stab you at the back.

[Anydowro]

It has been always a friend from a person who uses it like a wallet extension... pero the foe of anyone who buys anything using it without discipline

[jlodarl]

most people i know.. they have credit limit is more than the salary that they will have in a month.. and they over spend.. and paid late... i think its FOE coz most of my friends.. naana mga notice.. I don't know what its called...and wha I have observed they don't use it for emergencies.. they use it for luxuries.. maybe it will be a friend when time of emergency..

[wealthyhead]

i have also noticed that if a person pays on time and never paid any interest... they will always find a way (maybe through promos ug uban pang pakulo) to earn something from them..

[moz_k2]

bisan pa ug on time ka mobayad nya wla penalty kay nka kwarta japon na cla.

Naa instance price kung credit card imo gamiton kay mas dako compared kung spot cash imo bayad.
Example kanang mo ingon sa 0% interest, nya ask pila pud ang price kung full cash ang bayad dba lahi ra.

[wealthyhead]

bisan pa ug on time ka mobayad nya wla penalty kay nka kwarta japon na cla.

Naa instance price kung credit card imo gamiton kay mas dako compared kung spot cash imo bayad.
Example kanang mo ingon sa 0% interest, nya ask pila pud ang price kung full cash ang bayad dba lahi ra.

Exactly! so dili na tinuod ang 0% -don't be fooled

[preciousmavs]

BOTH cguro...

[thadzonline]

friend kung tarongon gamit, foe kung pasagad lang