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  1. #11

    sorry bro wapa ko cebu kron,salamat sa imo pm.

  2. #12
    Quote Originally Posted by lorenzoleo View Post
    Unsay style sa imung pag invest?
    Kung sure jud ka na naa juy tubo, ayaw bultuha ug invest, i spread in different weeks or months kay dili man na mataganan ang share price. Ang style jud in mutual fund investing kay cge2x ka ug butang na ginagmay.
    is this the correct thread to discuss this?
    anyway all im saying is that dili sad siguro tanan ibutang sa mutual fund.
    1. mas higher ang risk with no guaranteed gains
    2. kung naa kay emergency bayaronon what happens?
    i don't know if this applies to all but in my case if i withraw within the 1st year naay charges

    just my opinion...

  3. #13
    Quote Originally Posted by reklamador2009 View Post
    is this the correct thread to discuss this?
    anyway all im saying is that dili sad siguro tanan ibutang sa mutual fund.
    1. mas higher ang risk with no guaranteed gains
    2. kung naa kay emergency bayaronon what happens?
    i don't know if this applies to all but in my case if i withraw within the 1st year naay charges

    just my opinion...
    1.) You can lessen the risk if ginagmay ka ug butang tapos kanunay and do it for long term.
    2.) Akong advice before ka mag investment, start first to create emergency funds(3-6 months savings sa bank na dali ma withdraw). Para kung naay emergencies, naa kay emergency fund, ayaw withdrawha imung investment kay lugi ka kung short term.

  4. #14
    sa multi-purpose cooperative nalang bro kay sure mura ka ga pensione na ana dayon, deri sa amoa municipality kay 16% per anum.. so dako gyud compare sa bank.

  5. #15
    Quote Originally Posted by circles122345 View Post
    sa multi-purpose cooperative nalang bro kay sure mura ka ga pensione na ana dayon, deri sa amoa municipality kay 16% per anum.. so dako gyud compare sa bank.
    How can you assure that the cooperative can guarrantee this rate of return?

  6. #16
    Quote Originally Posted by circles122345 View Post
    sa multi-purpose cooperative nalang bro kay sure mura ka ga pensione na ana dayon, deri sa amoa municipality kay 16% per anum.. so dako gyud compare sa bank.


    wow dakoa gud nindot sad nada.

  7. #17
    Quote Originally Posted by lorenzoleo View Post
    How can you assure that the cooperative can guarrantee this rate of return?
    6% per anum d ai..dili 16%..hehehe..sorry boss

  8. #18
    example:500000pesos*.06=30,000pesosper year/12mos=2500pesos permos maobani cya ang computation bro osayop.

  9. #19
    Quote Originally Posted by circles122345 View Post
    sa multi-purpose cooperative nalang bro kay sure mura ka ga pensione na ana dayon, deri sa amoa municipality kay 16% per anum.. so dako gyud compare sa bank.
    nindot man cooperatives. maski ako invest man pud ko...

    pero be careful lang jud ha...

    most cooperatives are not covered by PDIC.. its good that you do your homework first.

  10. #20
    Quote Originally Posted by wakaru View Post
    example:500000pesos*.06=30,000pesosper year/12mos=2500pesos permos maobani cya ang computation bro osayop.
    yup bro, kana mao na...

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