Credit Card, FRIEND or FOE ?

[redline_dgt]

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better yet, don't get a card...

[rod_x]

a good friend. but once abused, becomes a very dangerous enemy.
:P

[monrose29]

if imo abusaran ikaw rasad mag basul........

[Ironwood_Cebu]

F-o-e......

[ncmknight]

Hatagan kag martilyo.

Naa ra nimo kung imong ipukpok sa lansang ug ubang pandayonon, or pwede imong ipukpok sa imong ulo.

Just like a credit card, pili lang ka.

[ohmygus]

no credit card, no temptation. =)

[cirext]

FOE and never been a friend in any situation...

[terces]

Imbes nagplano ko magkuha but since daghang negative comments nga ako nabasa ani nga thread, di na lang. I trust you guys. Thanks a lot sa tanan...

[cirext]

i just cant understand how it can be a friend to anybody?

is it about the points-points?
kita ra giilad ana bro...
giluto sa mantika bah...
kanang points kunohay..gikan mana sa imong interest...
ikaw raman gihapon gabayad ana..plus, pila raman na...
pwerte ka alkanse..

those who realy have the bznz-mind, never go into credit cards

[cirext]

pwede nato siya matawag nga friend, pwede sad foe.....depende man gud na sa tawo nga nag gamit sa credit card. Dili man nato malalis nga sa karon nga panahon, modern na atong mga pamaagi, reserve kag hotel, or buy tickets or goods online that requires credit card. In other words, Credit card now a days is a necessity. kon pabaya ka malubong gyod ka sa utang pero kon imo na imanage ug maayo, makatabang pa na nimo para maka kwarta ka, and take note, it means using other people's money.
Consider this, kon imo business nag rely sa 5'6 sa bombay, where in you are paying 10 % interest a month (20% for two mos. term), so meaning advantage kaayo sa imong part kung maka avail ka ug credit card wherein you pay something like 3 % in a month

First, i can do these things with my debit card
Second, credit card is never a necessity. Cash is.
Third, why pay 3% in a month, when u can wait to have the perfect time to have the actual money. Never get into business if u r not financially ready. Don't risk too much.

Lastly, i was once in a cashier line up then one rich-looking woman pays thru her Credit Card. Dli man marecognize iya card, the saleslady asked..'do u have other cards maam?'... wala man sya lain....'how about cash maam?'...wala jud.... ah binuang...ako yaget kaayo dri tan-awon pero naa koy ikabayad..pila raman to iyang item intawn

CONCLUSION: Credit Card could be a source of your embarrassment. No matter how you make it sound sosyal...Bottomine is...it is UTANG. As what sari-sari stores are posting 'Credit is good (it is in fact sosyal), but we need cash'. Nothing beats cold cash... dba?