Naa gihapon part ang government ani oi and its a big part, economic policy is dictated by the government. The government must stabilize economy (macroeconomics) , policy to boost the economy, job creations, regulation & anti-trust (so everyone competes fairly), poverty alleviation and many others.
What you guys are debating are personal decisions and yes it depends on their work but the government must ensure we all have opportunities to change our fortunes.
Agree pud naa gyud situation that in spite you did everything right and work hard for it, theres no or little progress. Like in business.. naa ka negosyo.. wa pud mupalit kaau kay lisod ang panahon ron.. way ayo di ba?