Wealth Is What You Save, Not What You Spend
Want to be a millionaire? Don't overspend and use debt wisely.
"Wealth is more often the result of a lifestyle of hard work, perseverance, planning, and, most of all, self discipline."
"The wealthy don't spend their wealth on discretionary purchases,"
"They get rich by maximizing the value of their investments."
Recommendations for accumulating wealth:
Live below your means: People with high incomes who spend all that money are not rich; they're just stupid.
Plan: That means plan for today, tomorrow and 30 years after retirement. Take time doing it too and spend time monitoring it every day. Use budgets and stick to them.




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