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  1. #41

    akoa aunte hantod karon wla pa hatage sa iyaha claim nga dugay ra unta na mature, dapat sila na unta ang maghatag ron..

  2. #42
    Quote Originally Posted by cywizard View Post
    somehow importante xa... pero mas-nice if imu money imu ipagrow so u will be financially secured so as your love ones..
    yes bai but it takes time to grow. mao nay rason we need to insure ourself while investing kay if something happens to us, our family gets the insurance.

    whole life insurance is packaged with an investment unfortunately the growth is very low.
    we promote getting term insurance and investing on your own kay mas dako ang tubo.

    check my discussion on whole life versus buying term life and investing the difference(BTID)
    Whole life insurance versus BTID

    Quote Originally Posted by ohohoy View Post
    akoa aunte hantod karon wla pa hatage sa iyaha claim nga dugay ra unta na mature, dapat sila na unta ang maghatag ron..
    unsa nga company bai?

    sa among gi promote nga buy term invest the difference(BTID), wa jud ka problem sa claim kay separate man ang investment sa mutual fund, which is another investment company.
    we don't believe in whole life insurance bundled with an investment.
    better separate them.
    Last edited by Metz; 12-22-2010 at 01:42 PM.

  3. #43
    yeah...agree ko na dapat naa jud life insurance para sad di lisud sa nahabilin...

    3years nako nakabayad sa akong life insurance,hehehe...

  4. #44
    Quote Originally Posted by nice_work View Post
    yeah...agree ko na dapat naa jud life insurance para sad di lisud sa nahabilin...

    3years nako nakabayad sa akong life insurance,hehehe...
    that's great bai kay open minded ka with life insurance

  5. #45
    insurance is important...my benefits are my parents so kung naay mahitabo nako kay at least dili luoy ang nabilin..ang ako sad insurance kay mura sad ug savings, pwede nako ma kuha ang money and pwede sad ko mag loan

  6. #46
    Quote Originally Posted by catheeyen25 View Post
    insurance is important...my benefits are my parents so kung naay mahitabo nako kay at least dili luoy ang nabilin..ang ako sad insurance kay mura sad ug savings, pwede nako ma kuha ang money and pwede sad ko mag loan
    based on what you said, whole life insurance na imo no?
    that's good.

    but if nahan paka ug additional life insurance better go for term insurance.

    if nahan ka life insurance with investment, Buy term invest the difference(BTID) is better jud.

    you can make a loan with ZERO interest. kay ikaw man gahandle sa investment

  7. #47
    The difference of the insurance their in the Philippines and the Insurance sa US is that sa Philippines gahi kau mo bayad and insurance unlike sa US you just give your insurance name and number then thats it. They will take care of everything.

  8. #48
    Quote Originally Posted by t!geR View Post
    The difference of the insurance their in the Philippines and the Insurance sa US is that sa Philippines gahi kau mo bayad and insurance unlike sa US you just give your insurance name and number then thats it. They will take care of everything.
    can you name companies bai?
    when you say gahi, how long before i-release?

    even if you say nga gahi jud(assuming tanan) as long as marelease ok ra. wa tay choice kay ang datu ug pobre ray wa kaayo nag need ug life insurance. but the middle class and above average income earners must be insured until datu na sila to leave an estate to their family.

  9. #49
    Quote Originally Posted by Metz View Post
    can you name companies bai?
    when you say gahi, how long before i-release?

    even if you say nga gahi jud(assuming tanan) as long as marelease ok ra. wa tay choice kay ang datu ug pobre ray wa kaayo nag need ug life insurance. but the middle class and above average income earners must be insured until datu na sila to leave an estate to their family.
    how long before e-release? like saputon usa ka before nimo makuha. Im not only talking about life insurance. Im talking about all insurances. Specially car insurance. So para ra sad na nako kay thats base through what i encountered there and what i experience here.

  10. #50
    C.I.A. icon_king's Avatar
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    murag padug-on gyud ka aning insurance. mas maayo save nalang sa bangko.

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