Pls help!!! I want to KNOW and LEARN about MUTUAL FUNDS

[neo4596]

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mo invest na lng ko in one MF that is agressive, and one for non-agressive (kadtong pangtiguwang. hehe)
dli pa kaau ko risk taker.

[cRoSs_eYed_cYcloPs]

sakto na tanan.. Im with SUNLIFE sad so PM me nalang if ever you want to know our products sad. Sa ako lang ok sad ang Life Insurance for investments compare sa banks. Naa daghan choices apil nana ang MF. mas maayo if we could sit down and discuss..

by the way.. it's good to know that as early as now you're thinking of these things unlike most of people na sige usik2x kwarta.. di ba? nice choice jud...

[wealthyhead]

mo invest na lng ko in one MF that is agressive, and one for non-agressive (kadtong pangtiguwang. hehe)
dli pa kaau ko risk taker.

that's what you call a "balanced fund"...

[wealthyhead]

...
by the way.. it's good to know that as early as now you're thinking of these things unlike most of people na sige usik2x kwarta.. di ba? nice choice jud...

very true!

[wizard_jamex]

dli ba na cya hassle? what if mo transact lng ko through IMG? will the procedure become easier?

Same procedure man bro but ang naka difference lang kay kung adto sa bank...naa banking fee unlike sa IMG kay wala banking fee. Naa lang sales load. Pero kanag sales load kay sa MF Company na siya.We also get commission from sales load.

[neo4596]

Same procedure man bro but ang naka difference lang kay kung adto sa bank...naa banking fee unlike sa IMG kay wala banking fee. Naa lang sales load. Pero kanag sales load kay sa MF Company na siya.We also get commission from sales load.

i see. meaning if muagi ko sa IMG, ang sales load nga akong ibayad sa MF is also the source of your commission. i hope wlay hidden charges.

[wizard_jamex]

i see. meaning if muagi ko sa IMG, ang sales load nga akong ibayad sa MF is also the source of your commission. i hope wlay hidden charges.

wala bro...

Let's say you invest Php 5,000.00. After you invest, mo wait ka two to three weeks for your confirmation letter. When you received it, you will see all the details in it:

For example: (Details of Confirmation Letter of FAMI)

Date of Purchased : December 16, 2010
Amount of Invest : Php 5,000.00
Sales Load : Php 100.00 (Php 5,000.00 x 0.02 = Php 100.00
NAVPS : 3.3985
Number of shares : 1441.8125

================================================== ===================
(Details of computation of no. of shares)

Amount of Invest : Php 5,000.00
Sales Load : 100.00
Difference : Php 4,900.00
Number of shares = Php 4,900.00 / 3.3985
= 1441.8125

================================================== ===================

I hope you understand about the computations.

[neo4596]

wala bro...

Let's say you invest Php 5,000.00. After you invest, mo wait ka two to three weeks for your confirmation letter. When you received it, you will see all the details in it:

For example: (Details of Confirmation Letter of FAMI)

Date of Purchased : December 16, 2010
Amount of Invest : Php 5,000.00
Sales Load : Php 100.00 (Php 5,000.00 x 0.02 = Php 100.00
NAVPS : 3.3985
Number of shares : 1441.8125

================================================== ===================
(Details of computation of no. of shares)

Amount of Invest : Php 5,000.00
Sales Load : 100.00
Difference : Php 4,900.00
Number of shares = Php 4,900.00 / 3.3985
= 1441.8125

================================================== ===================

I hope you understand about the computations.

so dli d i makuhaan ang no. of shares nga akong napalit despite sa sales load. what about sa addtional investment bai?

[medwarc]

and 20% from the 100 is the commission. right bro? maayo na lang naay P20.hehehe

[wizard_jamex]

and 20% from the 100 is the commission. right bro? maayo na lang naay P20.hehehe

Yep, you're right..hehehehehe