we are also with intellicare.. nice ra mn sad xa.. unlike atong kainos.. hassle
we are also with intellicare.. nice ra mn sad xa.. unlike atong kainos.. hassle
SHORT TERM HEALTH INSURANCE
1. renewal not guaranteed
2. yearly increase of premium until age 60
3. no insurance coverage
4. no accumulation of unused fund.
5. no return of premiums for non- utilization
6. covers only up to age 60
7. pre- existing illness is not covered
8. non flexible & transferable of benefit.
9 reinstatement is limited/30 days lapse policy
LONG TERM HEALTH INSURANCE
1. renewal is guaranteed if with high claims
2. fixed premiums - 5 yrs paying period
3. with four (4) way insurance coverage
-term life
-accidental death & dismemberment
-waiver due to death
-waiver due to disability
4. all unused health fund accumulates with interest.
5. return of premiums on the maturity date if no claim in 5 paying period.
6. covers beyond age 60.
7 .not covered during the 5 year of payment period starts at 6 yrs to cover all illness.
8. flexible, transferable, upgradable
9. reinstatement's in 2yrs of lapse policy.
LONG TERM IS THE BEST
PM IF YOU HAVE QUESTIONS.. THIS IS A PRODUCT OF KAISER HEALTH GROUP ..THANKS..
kinsay nag gamit ug GENERALI PILIPINAS dre? unsay inyong feedback.
cooperative, has their own health insurance . . own and operated by them....
kaiser man ako gamit. wa paman sad ko na hospital mao wa pa magamit haha.
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