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  1. #21

    Default

    we are also with intellicare.. nice ra mn sad xa.. unlike atong kainos.. hassle

  2. #22

    Default Healthcare 101 kaiser health group

    SHORT TERM HEALTH INSURANCE

    1. renewal not guaranteed
    2. yearly increase of premium until age 60
    3. no insurance coverage
    4. no accumulation of unused fund.
    5. no return of premiums for non- utilization
    6. covers only up to age 60
    7. pre- existing illness is not covered
    8. non flexible & transferable of benefit.
    9 reinstatement is limited/30 days lapse policy



    LONG TERM HEALTH INSURANCE

    1. renewal is guaranteed if with high claims
    2. fixed premiums - 5 yrs paying period
    3. with four (4) way insurance coverage
    -term life
    -accidental death & dismemberment
    -waiver due to death
    -waiver due to disability
    4. all unused health fund accumulates with interest.
    5. return of premiums on the maturity date if no claim in 5 paying period.
    6. covers beyond age 60.
    7 .not covered during the 5 year of payment period starts at 6 yrs to cover all illness.
    8. flexible, transferable, upgradable
    9. reinstatement's in 2yrs of lapse policy.

    LONG TERM IS THE BEST

    PM IF YOU HAVE QUESTIONS.. THIS IS A PRODUCT OF KAISER HEALTH GROUP ..THANKS..

  3. #23

    Default

    Quote Originally Posted by xhawise24 View Post
    Im using Maxicare. So far so good. way hassle.
    Dli ba reimbursement ang maxicare ron?
    What i've heard from people in PS.. reimbursement daw ilaha policy ron.? is this true?

  4. #24

    Default

    kinsay nag gamit ug GENERALI PILIPINAS dre? unsay inyong feedback.

  5. #25

    Default

    Quote Originally Posted by jOmorzz View Post
    kinsay nag gamit ug GENERALI PILIPINAS dre? unsay inyong feedback.
    not so good bro... though ala nko nagamit ako generali...
    MEDICARD pinaka best ako hibaw....

  6. #26

    Default

    cooperative, has their own health insurance . . own and operated by them....

  7. #27

    Default

    kaiser man ako gamit. wa paman sad ko na hospital mao wa pa magamit haha.

  8. #28

    Default

    Quote Originally Posted by shanti108 View Post
    Dli ba reimbursement ang maxicare ron?
    What i've heard from people in PS.. reimbursement daw ilaha policy ron.? is this true?
    anak sa ako friend sa una nagka dengue ug na admit ug kapin sa 1 week. no cash out sila sa maxicare ug kung sila pay ga shoulder ato mo abot daw ug mga 80K ang bill. sa medicines ra sila ga cash out.

  9. #29

  10. #30

    Default

    Quote Originally Posted by sanzjie View Post
    not so good bro... though ala nko nagamit ako generali...
    MEDICARD pinaka best ako hibaw....


    agguuuyy mao baya ni HMO gamit namo ba..wala pa sad ko ka try inquire sa akoa mga kauban if nagamit na ba ni nila.

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