How to invest on mutual funds???

[iDEeN]

Philippine Stock Exchange

Recommended MF are First Metro (FAMI) or PhilAm Asset Management (PAMI).
Visit IMG office for more queries. Look for Mr. Emerson Uy, or me.

3 Type of MF
1.) Stock/Equity Fund ( Invested In stocks) = More Volatile / Aggressive
2.) Balance Fund ( Combination of Stock Fund and Bond Fund)
3.) Bond Fund (Invested in Governement Securities) = Less Volatile / Conservative

can somebody please elaborate more on this...

[richrazel]

What is mutual fund...
kwarta na gi pool sa mga tawo ug gi manage sa usa ka tawo..

Safe? no..
nothing is safe..

When is the good time to invest? - Kung Walay ga invest..

How to know?- Barato mga presyo, kung gubot economy kay mentality sa tawo dili mamalit kay hadlok so mobarato.. this is suppose to be the time na mopalit.

Been an investor and player..it takes for you to try to know..

[wizard_jamex]

Stock or equity funds invest in shares of stock of Philippine corporations listed in the Philippine Stock Exchange. Equity funds offer the highest possibility of growth among all mutual fund types, but they also have a corresponding high amount or risk.


Bond funds invest primarily in fixed-income securities such as bonds or treasury notes issued by the Philippine government and commercial papers issued by reputable Philippine companies. Because these bonds are normally guaranteed, the possibility of loss is very low. Investing in bond funds provide capital preservation while maintaining conservative asset growth.


Balanced fund is a mixture of equity and bond funds. The high potential growth of equity investments is tempered by the conservative growth of fixed-income securities. Obviously, the return of a balanced fund is normally somewhere between the return of an equity fund and a bond fund.

from : http://www.pinoymoneytalk.com/introd...-mutual-funds/

[iDEeN]

What is mutual fund...
kwarta na gi pool sa mga tawo ug gi manage sa usa ka tawo..

Safe? no..
nothing is safe..

When is the good time to invest? - Kung Walay ga invest..

How to know?- Barato mga presyo, kung gubot economy kay mentality sa tawo dili mamalit kay hadlok so mobarato.. this is suppose to be the time na mopalit.

Been an investor and player..it takes for you to try to know..

kong negosyante gyud ang tao dili na mahadlok sa risk ang iya lang is kabalo siya sa dagan sa duwa, so i hope daghan info pa ang mosolod about MF in this thread.

[richrazel]

daghan ga offer ani big companies dili lang kay fil-am life FYI... kung ganahan jud ka mo invest adto sa tawo na dugay na gaduwa para makat-on ka.. kay daghan namaligya na wala ka suway! LOL kaayo taka lag yawit hehehe then research sa mga company ga offer ug mutual funds para maka familiar ka.

[iDEeN]

daghan ga offer ani big companies dili lang kay fil-am life FYI... kung ganahan jud ka mo invest adto sa tawo na dugay na gaduwa para makat-on ka.. kay daghan namaligya na wala ka suway! LOL kaayo taka lag yawit hehehe then research sa mga company ga offer ug mutual funds para maka familiar ka.

so w/c company sir ang dugay dugay na gaduwa ani? I heard ang citiseconline is maayo, ga offer pod ba sila og MF?

[wizard_jamex]

What is mutual fund...
kwarta na gi pool sa mga tawo ug gi manage sa usa ka tawo..

Correct...but dili usa ka tawo ang mo manage...I think two to three funds managers...

Safe? no..
nothing is safe..

Mutual funds is safer than invest direct to STOCKS. Ok ra na kung direct invest sa stocks kung expert ka na. Kung dili then sa MF nalang.

When is the good time to invest? - Kung Walay ga invest..

Daghan asnwers ani. But this time, it's a good time to start.

How to know?- Barato mga presyo

just visit website : Investment Company Association of the Philippines or Philippine Stock Exchange

kung gubot economy kay mentality sa tawo dili mamalit kay hadlok so mobarato.. this is suppose to be the time na mopalit.

Correct...

Been an investor and player..it takes for you to try to know..

Mao jud

[wizard_jamex]

so w/c company sir ang dugay dugay na gaduwa ani? I heard ang citiseconline is maayo, ga offer pod ba sila og MF?

CITISECONLINE is a online stock broker. They don't offer MF.

[richrazel]

mga bro mas maayo guro kung mag binisaya ta dri kay para dulot sa bukog ang pasabot kay ako mismo maglibog sa iniglis hehehe or ininglis dali masabtan.

Stocks or Equity- high risk- high returns, pwede madato ug kalit, pwede sad poble ug dali

Bond Funds- Conservative..Fix na income..guaranteed, Normaly gov. bonds, sa history sa atoa wala pa man na bankrupt ang goberno so mabayran jud ta sa earnings..

Balanced Fund- Enjoying the best of both world (equity and Bond)

[Metz]

Stocks or Equity- high risk- high returns, pwede madato ug kalit, pwede sad poble ug dali

addition: if its invested long term, at least 5 years, and dili ka mo withdraw when down ang market, sure jud nga mokita ka, as long as consistent imo investments due to cost averaging.