Why is it when someone talks about managing your own money, only a few are interested

[Hot Ice]

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Isa sad. mag storya na gani ang tao og SAVING. puro dayon negative masulod sa huna huna sa tao. mu ingon dayon "wala paman koy matigum run kay daghan pako utang" or "unya nako magsugod og tigum og luag luag or naa nay extra money". problema ana, kung dli gyud ka mag change og lifestyle or dli mag start og tigum kay dli gyud ka magka EXTRA MONEY.

pero tubag nako nganu few ra intersted, naa sa ako post before ani.

[Hot Ice]

If it's my wife, ingon ani jud iya buhaton for sure:
Mangutang og P4k nga naay lowest interest rate like from Coops (member man siya sa Coop sa Lacion).

So P5k na ang money. Invest dayon in FAMI or ATR Kim Eng or PhilAm Equity nga ang ROI is more than 15%. Human!

Ang P4k nga utang sa Coop hinayhinayan og bayad kadabuwan.
I can elect to pay it in installments of P500 aron dili kaayo bug-at bayaran.
Period!

nalingaw ko ani.

naa ko kauban sa work nga sa 5 years niya work wla gyud cya natigum. iya kwarta igo ra pud mahurot sa sunod sweldo. maski unsaon niyag try tigum magasto gyud niya. mangatol man gud ni usahay atong kamot kung naay kwarta. self discipline ra gyud ang kuwang ani, pero lisud gyud pag discipline.

iya gibuhat? nag loan. then ang kwarta nga iya na loan, gi sulod og time deposit.

paghuman niyag bayad sa loan, naa na cya kwarta sa banko.. wala cya kaabot og ingon ato kadako nga kwarta sa banko kung wala cya mu agi ato iyang utang.

[lorenzoleo]

If you have just a disciplined-mentality in saving Php10,000/month (Or Php 333/Day) in your bank account for 2.5 years, it is already Php300,000 Liquid cash in your bank account. If you have just some additional income that earns around Php 30,000/month, you could already have Php 1.2M in your bank account for 2.5 years. T_T! You could be a Millionaire in 5 years if you can just save around Php 17,000/month. It is psychological.

Saving tip for the day, brought to you by IMG (International Marketing Group)

[lorenzoleo]

How to compute if you are wealthy is your current age bracket :

(Annual Pre-tax income x age ) / 10

Example :

If you earn Php 240K Annual pre-tax income and your age is 24, you should have at least
Php 576,000 Networth. If you're below that Networth, you are not a wealth accumulator.

It shows that as you increase your means and age, you must also increase your NetWorth.

Being wealthy is not how big is your house, how fancy is your car, how big is your income but it matter how much you save and invest.
Wealth is the number of years you and your family survive when your source of income stops.

If you want to buy a car, buy second hand at least 5 years old from the first owner I'm sure it is already half it's original price. If you want to buy a house, buy low cost housing. Save and invest the difference.

[c0mpumast3r]

I agree with lorenzoleo!

[agent_sky]

up up and ahwooossshh...

[Metz]

Originally Posted by jackdi
If it's my wife, ingon ani jud iya buhaton for sure:
Mangutang og P4k nga naay lowest interest rate like from Coops (member man siya sa Coop sa Lacion).

So P5k na ang money. Invest dayon in FAMI or ATR Kim Eng or PhilAm Equity nga ang ROI is more than 15%. Human!

Ang P4k nga utang sa Coop hinayhinayan og bayad kadabuwan.
I can elect to pay it in installments of P500 aron dili kaayo bug-at bayaran.
Period!

mao ni plan sa ako uyab. the major risk here is mo down ug kalit ang markets. but ok ra baya... once ma clear na iya debts we will do the numbers on this.

[spintex]

bro simple ra kaau ang tubag ani imo pangutana. ang tao mahadlok kay basin ug lain nga scam nasad ang iyang masudlan. bisan sa ako kaugalingon gusto ko mo attend sa inyo financial eduacation pero 99% gyud sa ako hunahuna basin scam nasad ni networking nasad ni and so on bsan sa tinuod dili d ai. ebri now n then ako pahinumduman ang membro sa familya not to nter10 sa mga tao nga mo offer ug mga inggon ani ilabina gyud kon dili kaila.

Why is it when someone talks about managing your own money, only a few are interested?

As an example:
Open youtube and search for mutual funds, or stocks, or finance, and the like or click this link >> YouTube - IntlMrktCorp's Channel. You'll notice that the hits will not go as far as 10,000 views BUT when it comes to like Justin Bieber's official videos >> YouTube - Justin Bieber - Baby ft. Ludacris and the like, the hits goes to over a whooping 300++ million!

And then I wondered at the same time why is it that most Filipinos complain about them being poor? They complain the government. They complain their salary. They complain their company and their job. They complain their parents because they are poor. They blame and complain about everything!

I admit, being in a financial industry is sometimes very hard but I pity those people whom when I invited to come to a FREE 1-hour presentation about Financial Planning in IMG neglected my invitation but when someone invites them to attend to a concert, a disco and the like will never hesitate to go.

Just remember that we've given decisions in life. All we need is to use them wisely. In IMG, we teach you to become SAVERS and INVESTORS not SPENDERS. We encourage everyone to save for their future by investing their money in a vast array of investment vehicles. We are not interested about your money because it's yours and its a sin to do such thing! That is why we teach people the right thing so that they wont be engaged in FLY by NIGHT operations, scams, illegitimate MLMs or Networking or in any other illegal forms of business.

Again, I invite you to attend our Financial Education every 7-8pm Tuesdays and Thursdays. PM me if interested or visit our office and look for me, Frank.

In IMG, you'll learn:
- Why others are truly rich and why others are poor?
- How to get out of the "rat race"
- The proper way to build a solid financial foundation
- The X-Curve. What it means? Why should you care to know about it?
- The Rule of 72 - the ultimate formula to invest the right way
- How should you start if you're already rich, middle income, or poor?
- and many others...

These are offered for FREE.

To Istorya Admin: Pardon me if I posted links to youtube.

[scriptologist]

bro simple ra kaau ang tubag ani imo pangutana. ang tao mahadlok kay basin ug lain nga scam nasad ang iyang masudlan. bisan sa ako kaugalingon gusto ko mo attend sa inyo financial eduacation pero 99% gyud sa ako hunahuna basin scam nasad ni networking nasad ni and so on bsan sa tinuod dili d ai. ebri now n then ako pahinumduman ang membro sa familya not to nter10 sa mga tao nga mo offer ug mga inggon ani ilabina gyud kon dili kaila.

Before attending on these kind of seminars do your research first, regarding the subject para naa nakay overview daan sa imong sudlan, in that way, kabalo ka kung unsa imong gusto, if wapa kay know how regarding the seminar lisud ug sabot dayon, then ang seminar mo last lang ug hours, that's why if d ka kasabot ug sakto, then someone offers you something, ma scam dayon imong perception.

I studied and researched these subjects, mf, stock, real estate, corporation, etc... for 3 years, and then IMG is my gateway so that I can apply what I've learned. Not necessarily 3 years gyud, bisan sa wiki lang payts na Mutual fund - Wikipedia, the free encyclopedia, mao ni maau introduce sa pamilya ug sa ubang tawo.

[lorenzoleo]

bro simple ra kaau ang tubag ani imo pangutana. ang tao mahadlok kay basin ug lain nga scam nasad ang iyang masudlan. bisan sa ako kaugalingon gusto ko mo attend sa inyo financial eduacation pero 99% gyud sa ako hunahuna basin scam nasad ni networking nasad ni and so on bsan sa tinuod dili d ai. ebri now n then ako pahinumduman ang membro sa familya not to nter10 sa mga tao nga mo offer ug mga inggon ani ilabina gyud kon dili kaila.

ako pud brod, I understand how you feel, I feel the same way 2 years ago, but due to lengthly deligent in researching, I have found out they are legitimate and for real opportunity. You can ask with the Insurance Commission, SEC. IMG is a registered Financial Broker and they carry, market and partnered big and stable Financial and real estate institutions in the Philippines.


You could also watch our cable channel. Wealth Channel TV.


How to detect if it is a scam :

1.) Guarantees you with high interest rates without risk (There is no guarantees in investing)
2.) They have full of Hype up schemes in their presentation
3.) They earn in recruitment, less in sales.
4.) Promotes success without hardwork.