sa mga naay plans sa insular, do not worry about Insular, Insular is very strong. Was put up for the Filipinos, by Filipinos...
do not confuse yourselves with insurance companies to the pre-need companies. Naa nakoy gi-post diri sa istorya sa difference ani nila... Have you heard of an INSURANCE company declaring bankruptcy and leaving the policyholders hanging?? WALA! Sa mga PRE-NEED companies ra ni nahitabo... Insular Life is an INSURANCE company and belongs to the top3 in the industry. The ONLY Filipino company in the top3, surrounded by Americans, Canadians, Brits and more...![]()
if the investment doubles in 5 years, dili ba 20% ang average return annually?? 20% x 5 = 100%?? 14.4% x 5 = 72%?? Or nasayup lang akong math??
Anyways, average return of Insular's stock-based mutual-fund type investment for the past 5 years and 7 months = 29.19%.
YTD = 61.81%
YOY = 66.37%
Since Inception (March 2005) = 162.99%![]()
In any case pwede ba ma withdraw ang investment before 5 years? naa bay dividends madawat quarterly or yearly or basta madawat while waiting for 5 years?
as to our investment plans, the one that I'm taking about, wala may holding period... that means, you can withdraw your funds anytime. dili ka pugngan sa company. currently, there's no withdrawal fee pud. but if you do withdraw early, naay tendency nga dili pa kaau ka-grow imong investment... pooled funds are better off kung long-term. but to answer your question:
- yes pwede ra ma-withdraw in less than 5 years.
- dividends, growth (or losses) will only be experienced upon withdrawal. So, if you withdraw and your selling price (or withdrawing price) is lower upon buying price (or joining price) nimo, then lugi ka. But if you withdraw and the selling price is higher compared to your buying price, then naka-ginansya ka...
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