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  1. #11

    Quote Originally Posted by b@r3f00t View Post
    I trust in YOU!
    @b@r3foot - thanks for the confidence... sent you a pm...

  2. #12
    Quote Originally Posted by jess View Post
    if ur investment doubles in 5 years, ur interest rate is 14.4% annually. investing directly with mutualfunds, or stocks can give u more. just a tip.

  3. #13
    Quote Originally Posted by kenites View Post
    Thanks.This is a good news for me kay nakakuha ra ba ko insurance dire..basin ma TY na pud..
    ayaw pud anang ma TY oi kay mao ra ba ni ako first insurance co. when i start the workforce long time ago hehe

  4. #14
    sa mga naay plans sa insular, do not worry about Insular, Insular is very strong. Was put up for the Filipinos, by Filipinos...

    do not confuse yourselves with insurance companies to the pre-need companies. Naa nakoy gi-post diri sa istorya sa difference ani nila... Have you heard of an INSURANCE company declaring bankruptcy and leaving the policyholders hanging?? WALA! Sa mga PRE-NEED companies ra ni nahitabo... Insular Life is an INSURANCE company and belongs to the top3 in the industry. The ONLY Filipino company in the top3, surrounded by Americans, Canadians, Brits and more...

  5. #15
    Quote Originally Posted by jess View Post
    if ur investment doubles in 5 years, ur interest rate is 14.4% annually. investing directly with mutualfunds, or stocks can give u more. just a tip.
    if the investment doubles in 5 years, dili ba 20% ang average return annually?? 20% x 5 = 100%?? 14.4% x 5 = 72%?? Or nasayup lang akong math??

    Anyways, average return of Insular's stock-based mutual-fund type investment for the past 5 years and 7 months = 29.19%.

    YTD = 61.81%
    YOY = 66.37%

    Since Inception (March 2005) = 162.99%

  6. #16
    In any case pwede ba ma withdraw ang investment before 5 years? naa bay dividends madawat quarterly or yearly or basta madawat while waiting for 5 years?

  7. #17
    Quote Originally Posted by endymioun View Post
    In any case pwede ba ma withdraw ang investment before 5 years? naa bay dividends madawat quarterly or yearly or basta madawat while waiting for 5 years?
    as to our investment plans, the one that I'm taking about, wala may holding period... that means, you can withdraw your funds anytime. dili ka pugngan sa company. currently, there's no withdrawal fee pud. but if you do withdraw early, naay tendency nga dili pa kaau ka-grow imong investment... pooled funds are better off kung long-term. but to answer your question:

    - yes pwede ra ma-withdraw in less than 5 years.
    - dividends, growth (or losses) will only be experienced upon withdrawal. So, if you withdraw and your selling price (or withdrawing price) is lower upon buying price (or joining price) nimo, then lugi ka. But if you withdraw and the selling price is higher compared to your buying price, then naka-ginansya ka...

  8. #18
    pagsure oi... double in 5 years? ambot lang...

  9. #19
    Another question: Ig-unsa man ka ni Glenda?

  10. #20
    Quote Originally Posted by gor18 View Post
    pagsure oi... double in 5 years? ambot lang...
    yes... Mao na ang EXPERIENCE sa company. dili naman sya kinahanglan ilalis kay na-achieve naman... kaw jud... dili ni siya pareha sa uban nga investment plan nga nag-guarantee ug double your money in 5 years pero wala diay to na-achieve...

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