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Thread: Time Deposits

  1. #1

    Default Time Deposits


    unsai bangko ang naay lowest required deposit with regard to time deposit accounts? and pila'y rate?
    thanks

  2. #2
    Usually P50,000 gyud ang pinakagamay as far as I know. Naa ra gyud dapit sa 2%-2.5% ang return ana. A little bit higher if you intend to hold it for more than 5 years.

  3. #3
    bitaw, unsa kaha nindot na bangko

  4. #4
    mao jud, gamay kaayu ang interest. Mao bitaw naa suggestion an uban na better invest it sa mga mutual funds mas daku pa. Mas ok pa daw i invest ug cooperative kay lapas pa 10% an return..

  5. #5
    10k man guro minimum kasagaran time deposit. nya ang interest rate mag depende kung pila ka days ug sa bank.

    i suggest sa mga thrift bank ka mag time kay mas taas ila rate kaysa sa mga commercial banks

  6. #6
    suwayi BPI. Naa sila'y SDA account. Morag time deposit pud. Pero dili insured sa PDIC. just ask the account officers na lang.
    minimum is 50k. unya tig- 1 month ra bitaw. You can also instruct them to add principal and interest to the next month.

  7. #7
    intereset is 2% to 2.5% per annum

  8. #8
    Quote Originally Posted by ********r View Post
    suwayi BPI. Naa sila'y SDA account. Morag time deposit pud. Pero dili insured sa PDIC. just ask the account officers na lang.
    minimum is 50k. unya tig- 1 month ra bitaw. You can also instruct them to add principal and interest to the next month.
    gi sultian sad ko sa taga BPI about ani last week..minimum is 50k savings account pero mag earn siya ug TD interest rate provided nga you have no withdrawls within the 1 month period, if mag withraw mo ang interest will be for regular savings na.

  9. #9
    Quote Originally Posted by jamesbond007 View Post
    gi sultian sad ko sa taga BPI about ani last week..minimum is 50k savings account pero mag earn siya ug TD interest rate provided nga you have no withdrawls within the 1 month period, if mag withraw mo ang interest will be for regular savings na.

    i dont know if PNB ba to.. but it was 25,000 min amount.

  10. #10
    Quote Originally Posted by jamesbond007 View Post
    gi sultian sad ko sa taga BPI about ani last week..minimum is 50k savings account pero mag earn siya ug TD interest rate provided nga you have no withdrawls within the 1 month period, if mag withraw mo ang interest will be for regular savings na.
    SDA morag time deposit gyud. Lock in period is 35days. Something to do with end of your period will never fall on a weekend. Mao 35 days. Adto lang BPI and ask.

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