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  1. #1

    Default kaiser life insurance need help


    knsai naai ing.ani? na nagamit najud nila? kai im planing to get 1 for myself pero manigurado lang sah ku...

  2. #2
    naa ko. wala pa nako ma gamit ako kay naa paman ko insurance sa company ako gi trabahoan.

  3. #3
    nana sila office sa cebu sir? kai karun ku g.ingnan aku kaila nanawag daw xa chong hua ni ask daw xa if dawat ba sila kaiser na insurance kuti daw ayu kai kailngan paka manawag sa u.s. or magpadala daw ug letter sa main office then if mu reply taga kaiser dra padaw i/lihuk kai u.s. base daw tnuod ni

  4. #4
    local mana kaiser. naa sa manila ilang main i think. sa cebu, wala ko sure. wala pa gyud ko ka gamit ana akong kaiser hehehehehe. wala paman gyud ko ma ospital maski ka usa. pangutana nalang sa imong gi kwaan anang kaiser para chure kay innocence kaayo ko ana heheheheheeh.

  5. #5
    Hello karlyn, walay office ang Kaiser Cebu toa ra manila pero naa mi Kaiser Coordinator diri sa Cebu naa siya IMG office every Week days 8 am to 4pm. If naa kay questions and concern, you could contact me.

    Naka gamit nako ako Kaiser annual check up ug dental. 3rd year of payment nako.

  6. #6
    hoy lorenzo, ikaw tong lorenzo taga espon? pang libre diha hehehehehe.

    dungan dungan ra diay ta bay. 3rd year napud ko sa akong payment. padulong na 4th. i think this 3rd quarter mo 4th year nako.
    Last edited by godCode; 04-29-2010 at 11:21 PM.

  7. #7
    Quote Originally Posted by karlyn View Post
    nana sila office sa cebu sir? kai karun ku g.ingnan aku kaila nanawag daw xa chong hua ni ask daw xa if dawat ba sila kaiser na insurance kuti daw ayu kai kailngan paka manawag sa u.s. or magpadala daw ug letter sa main office then if mu reply taga kaiser dra padaw i/lihuk kai u.s. base daw tnuod ni

    Karlyn, ingna ang chong hua na Kaiser-Cocolife kay ang kaiser kay naa man na silay network of Doctors. tanawa sa imung Booklet.

    Quote Originally Posted by godCode View Post
    hoy lorenzo, ikaw tong lorenzo taga espon? pang libre diha hehehehehe.
    Kinsa diay ni? Hehehe! Dili nako ka may.ong sa imung code name kay daghan na kaayo tao ako na meet. Hehehe!

    TS : Dili na Life Insurance ang Kaiser, it is an HMO(Health Maintenance Organization) company.

    Accredited HMO's in the Philippines.
    http://www2.doh.gov.ph/BHFS/hmo/post_HMO_05.pdf

    Quote Originally Posted by karlyn View Post
    nana sila office sa cebu sir? kai karun ku g.ingnan aku kaila nanawag daw xa chong hua ni ask daw xa if dawat ba sila kaiser na insurance kuti daw ayu kai kailngan paka manawag sa u.s. or magpadala daw ug letter sa main office then if mu reply taga kaiser dra padaw i/lihuk kai u.s. base daw tnuod ni
    Mam, klaroha kuno if it is Kaiser Permanente or Kaiser International Health Group.? Kay ang Kaiser Permanente kay sa US man na. Ang Kaiser International Health Group kay Philippine based na siya na HMO.

    So that I could help you.
    Last edited by d`monyita; 05-04-2010 at 01:18 AM.

  8. #8
    kanang kaiser sa img sir. naa man ni offer naku.. nindut ta peru hadluk ku.

  9. #9
    Quote Originally Posted by karlyn View Post
    kanang kaiser sa img sir. naa man ni offer naku.. nindut ta peru hadluk ku.
    Ahh, nganong ma hadlok man ka? Hehehe! Mas nindot hinuon ng company na gi background check daan ug usa ka brokerage na company before gi market sa public. Stable man ng Kaiser kay ang naka tie up ana na company kay ang Cocolife man kanang insurance sa San Miguel beer. Tapos accredited man sad ang Kaiser sa DOH (http://www2.doh.gov.ph/BHFS/hmo/post_HMO_05.pdf). Mao ning company profile ug ang present president sa kaiser Kaiser (International Health Group :: Official Website). I hope maka help ko nimu.

    Mas mahadlok pa hinuon ka mam kung naay mu offer nimu ug guarantee na high rate of return kanag too good to be true kaayog rate of return. Ang rate of return sa Kaiser kay mag depende man sa market economic trend then it is a long term investment.

    Dili sad na I partner sa IMG kung kahibaw ang brokerage na something fishy kaayo na na company.

    Akong ma suggest nimu mam, enroll into IMG brokerage before ka mu kuha ug any plan para ikaw mismo maka judge if stable ba ang partner companies. Mao sad na akong na feel 2 years ago pero i tried to enrol in IMG para at least ako mismo mu monitor kung unsa ka safe akong investments.

    Ana na lang mam, pagkita mu balik sa katong broker na nag expain nimu ug pa enrol sa IMG kay naa man guy lecture ang IMG kung unsa mga lain2x klaseng, insurances, how stable and how is the money invested. Just my piece of advice.
    Last edited by lorenzoleo; 04-30-2010 at 08:22 PM.

  10. #10
    Quote Originally Posted by godCode View Post
    hoy lorenzo, ikaw tong lorenzo taga espon? pang libre diha hehehehehe.

    dungan dungan ra diay ta bay. 3rd year napud ko sa akong payment. padulong na 4th. i think this 3rd quarter mo 4th year nako.
    hehehe! wala koy ika libre bai, wala koy cash. T_T! Kahibaw naka asa gi pamutang.
    Last edited by lorenzoleo; 04-30-2010 at 08:11 PM.

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