When you asked the above question, I assume you've set your camera on aperture priority. Now, let's also assume you are using spot metering, using the center AF point and you are keeping the AF point squarely on the white t-shirt, then yes you're correct. But if you recompose and your AF point is now let's say pointing to a black t-shirt, then you're overexposing by +2EV because you should be at -2EV. The thing about aperture priority is that you don't have control over the shutter speed. Let me get my cam so I can see the actual values ha.
Consumer zoom ako gamit run (kapoy ilis to a prime).
Aperture f/4.5
ISO 800
Point at white bed spread:
At + 2EV, my shutter speed is 0.5 seconds
Now I'm going to point at the black framework of my bed, without changing my EV
The shutter is at 2 seconds
So this is the reason why I don't trust AV. Manual all the way.
If I set to manual, same aperture and ISO, my shutter speed is 0.5 seconds. I point at the black
framework, still 0.5 seconds and I want to keep it that way because I'd like the viewer to focus on my lovely white bed spread
As for blowing out highlights, well, as you've noticed current DSLRs have limited latitudes (nag-start Zone 3, no zone 1 to 2). It can't capture all the possible tonal range of high contrast scenes. Mao na uso HDR to compensate.
The rule of thumb (which I don't follow to the letter) is: Expose for midtones but check your highlights. The question is, are the highlights that important? For example, naa ka brother graduate Naval Academy and meter off his brown skin (assuming brown iya skin) under a noon sun, the tendency is his uniform would be blown out. So imo meter iya uniform at +2 but the problem is his skin tone is now lighter. Unsa man mas importante, iya nawong or iya uniform? Kung imo tubag both, aw, shoot RAW and use bracketing. Then pag HDR HDR
