Why life insurance is important

[heavenknws]

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importante jud ni ............................

[pridi]

i need an answer for this one first though....

why is it that the processing an application/purchase of an insurance a lot faster than claiming it?

maybe because ang application, mo bayad man ka... kung mo claim cla man mo bayad nimo... heheheh.. peace sa ma offend whatsoever....

[doyceebabe]

maybe because ang application, mo bayad man ka... kung mo claim cla man mo bayad nimo... heheheh.. peace sa ma offend whatsoever....

hahaha.. ana man jud siguro na. they have to process all the docs to make sure you are the right beneficiary.

[doyceebabe]

sometimes we said na what we have now is sufficient that is why we do not have enough to place for savings. usually that is the problem..

now my question is.. who is going to provide for the expenses you are incurring now when you die?

[brokendown]

another problem here is insurance is expensive. and ur comparing developed countries where they can afford insurance. saw once on tv about an insurance executive complaining why people earning kuno 40t which is the average here sa phil na ngano wala sila kuha insurance. pila raman ka tao earning 40t a month oi. for a family of 4 to survive, u need to earn 20-25t a month. nya sweldo nimo is just 10-15t. unsaon naman pag kuha ug insurance ana. another thing sad, ur paying insurance, payable quarterly for 10 years. on the second year, wala ka kabayad for 2 payments, sa fine print sa insurance contract, ty nato imong gi bayad sa previous year. daghan kaayo safeguards for the insurance companies. pero gamay ra kaayo safeguards for the people getting the insurance.

[j.alob]

what if kung gpatay ka para maka benipisyo imoa asawa? hehehehehe

naa bitaw ing. ana..

ipapatay daw ka.. wahahahahhaa

dli nalang nimo sila pahibaw.un nga nag pa life insured ka.

[kit_cebu]

what if kung gpatay ka para maka benipisyo imoa asawa? hehehehehe

you have to beware... certain provisions in some insurance companies does not cover death by murder, natural calamities, suicide, death by stereo...ai... way labot ang last... hahaha...

mao nang if you ever get insurance, make sure to read your coverage...

[Dorothea]

Akong reason is: so when I die, my hubby would be left with enough money so he could find a new wife right away. LOL

[kit_cebu]

Akong reason is: so when I die, my hubby would be left with enough money so he could find a new wife right away. LOL

day, mahal na ang lungon ron... di paka i-lubong sa simbahan kung di ka palit yuta... hahahaha...

[doyceebabe]

actually, whatever the salary is, di man jud na enough. if we have 20T, that's just enough or 40T, that is still enough as our expenses are greatly controlled by the kind of living that we have.

when u say, you have less, there are always insurance coverage that would cater to your budget. say u wanted an insurance and your budget monthly would be 800. you can get covered for 200T insurance. let's say you died, don't you think the 200T coverage that you have will now be enough for the burial expenses? your family are not anymore stressed with your loss and looking for money for you to be buried decently, right?

for the beneficiary.. you could always put your children as the benefiaciary and not necessarily your wife if you do not trust her..

again, if you are interested in securing one for yourself and your family. do contact me at 09185572083. I am connected with Manulife Insurance.