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  1. #21

    Thanks 4 the info, I already check it, pero wala pa jud ang sa akong sister, hapit na mu due ang premium refund, hopefully makabayad ang CAP. More of insurance ang Generali but they are also governed by SEC sa pension plans nila, hapit na i-under sa IC those selling pension plans or pre-need.

    Our philippine business system worries me, ako lang mabawi nako mao ra jud.

    Quote Originally Posted by lorenzoleo View Post
    @Raikage yes I understood your point ug imung na feel, I was also a CAP plan holder before but wala na human kay ni bunkrupt. Dili man gud kaayo regulated ang Pre-Need unlike the Insurance industry na highly regulated jud. Nag uli baya ug cheque ang CAP. Naka dawat nako, then ako dayon gibutang sa akong Mutual fund. Tanawa sa ilang website. Naa may names didto gi lista.

    CAP Education tanawa sa ilang website bro basi naa imu name. Look under List of CAP Planholders with Unclaimed Checks

    Kasagaran nag bunkrupt kay mga pre-need industries (CAP, Pacific plans, Legacy[which turned out to be a ponzi]). SEC ra man gud ang nag regulate. Unlike sa Insurance kay aside sa SEC naa pay Insurance Commission nag regulate. Kung HMO kay DOH nag regulate.

    Note to inform the public : Insurance is not a pre-need. Most people equated or generalize Insurance as Pre-Need which is not correct.

    Ayaw lag kabalaka sa imung Generali Insurance, mauli.an ra lagi ka ana nila.

    Therefore, everything has it's risk, even our lives is always at risk, we can't predict. Even if we just place our money at home, it is very risky(risk makawat, risk ma gasto tanan). Even we go business it has also it's risk, even we have stable jobs it is still risky that your company will close anytime.

    Mao ng para ma spread ug ma minimize nimu ang risk, spread all your investments into several baskets. Para kung ma lugi ang usa, daghan pakag baskets.

  2. #22
    I just visited their website 2.6 billion daw ang sales nila? pero ironic kau
    Generali Pilipinas

    Quote Originally Posted by Hackerz View Post
    ka kuyaw aning Generali Oi..

    Insurance man unta na sila.. ngano mag stall2x man sila.. tingali la na sila money.. and i thought number 2 ni nga insurance, dili diay?

  3. #23
    i am from generali there is no problem with life and educational plan.the non life company will stop operating 4 now bcoz they will concentrate on life insurance.re non life u can still claim insurance with proper documents to support the claim ok

  4. #24
    Quote Originally Posted by badongski78 View Post
    i am from generali there is no problem with life and educational plan.the non life company will stop operating 4 now bcoz they will concentrate on life insurance.re non life u can still claim insurance with proper documents to support the claim ok

    i hope matabangan nimo iya probs...and inform us sa update...generali pud bya amu insurance..
    anyway kung mahugnu ang generali, murag wla nanay labot ang bdo ana ky iya ramana sister company..like what happens sa insurance atong RCBC sa una,,,i forgot sa name...

  5. #25
    kuyaw ni da

  6. #26
    Senior Member
    Join Date
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    Reputation is really important, if BDO will not make good their promises then they will suffer.
    Bad news travels faster than the speed of light. Pls. keep us updated on this matter and
    thank you for the information. Kuyaw kaau ni nga situation, if this happens to me unsaun nalang!
    I will tell my family and friends about this.

  7. #27
    Quote Originally Posted by badongski78 View Post
    i am from generali there is no problem with life and educational plan.the non life company will stop operating 4 now bcoz they will concentrate on life insurance.re non life u can still claim insurance with proper documents to support the claim ok
    why man mu stop operating ang non-life? so stop selling ang generali karon sa non-life?

  8. #28

    Angry ditto on awful experience with BDO & Generali

    Quote Originally Posted by Raikage1 View Post
    I am quite familiar with insurance products, specially life insurance and other products
    such as fire and others. I have also tried a lot of companies and no company have caught
    my attention other than BDO-Insurance Brokers - Generali Pilipinas, I have a bad experience with this company, instead of assuring that my assets are protected, they duped me and told me
    that I cannot claim. I have information that they are trying to stall any payments specially
    that they have yet to settle claims in Manila after the flood that destroyed many establishments
    there. It has come to my mind that they will intimidate you or brush u aside just so that they
    cannot fulfill their promises.

    well, the fact that they entered into the risk business should give them some sort of idea that
    they are obliged by their promises. Right now, I am very disatisfied on their products and services.
    This is one company that I strongly suggest you do not patronize.
    I have the same experience. Our house was damaged by Ondoy and we have flood coverage from Generali. We submited our claim application last October 2009 but still have not received the settlement from them now, and its almost March 2010 already! I keep on calling them week after week for updates, but they just kept on passing around the responsibility from the insurer, adjuster, etc. I am extremely dismayed by their service especially after finding out that other insurance companies, like BPI's, were able to settle with their clients as early as December!

    I actually am looking for other complainants like me so that, with the strength in numbers, a possible complaint could be launched against them--just like what PEP did with CAP beneficiaries.

    I just really want action from them and have already gone beyond the limits of my patience.



  9. #29
    Kuyaw nani dah..................update mo mga agent from generali...

  10. #30
    okay rani ang generali? nag kuha raba ko generali dah dri cebu...

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