Credit Card, FRIEND or FOE ?

[cirext]

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para nako bro, not all store's, restaurants and even outside the country will accept debit card.. mas mu preffer sila ug credit card.. secondly, ang uban, mas makahatag sila time to be able to let thheir money circulate first before paying.. meaning even though they have the money to pay, matagaan sa sila time para matuyok ilang kwarta and muearn pana before nila ma gasto para sa pang bayad sa unsa man ang ila ge palit using the credit card.. secondly bro, if mu apply ka visa, pangutan-un jud ka if you have one kay mas dili sila mahadlok na mag tnt ka sa america.. kana pud imung gesulti about bulk of money, dili man hasol but it's a temptation to the bad elements if you alwaysa large amount og money in your wallet or even sa bulsa.. para malikay nalang na ang disgrasya, bring some cash and mas maayo pag credit card nalang..total, ma waiver raman na angservice charge bro labaw na if you are a valued client.. debitcard is good and maau na cya sa mga tao na di pa kaau kabalo mu control sa ilang finances.. im not saying na dili ka kabalo but ang point nako, if you are able to resist temptation, credit card is a friend to you jud but if you are easily tempted in buying things labaw na you know you can buy with your card and not putting into your head if it is a necessity or not and if makaya ba nimu ipay off at one time or dili, then it will be the one which will put you into the utang mode.. mao bitaw, for thoise people who always ask how toapply a credit card, they should first think if they are responsible enough to handle it and if theycanafford it na ba..if the answer is yes, then get one but if no,pag debit card nalang moor ayaw nalang mu kuha and live a frugal life.

thanks for enlightening...

[miramax]

para nako bro, not all store's, restaurants and even outside the country will accept debit card.. mas mu preffer sila ug credit card.. secondly, ang uban, mas makahatag sila time to be able to let thheir money circulate first before paying.. meaning even though they have the money to pay, matagaan sa sila time para matuyok ilang kwarta and muearn pana before nila ma gasto para sa pang bayad sa unsa man ang ila ge palit using the credit card.. secondly bro, if mu apply ka visa, pangutan-un jud ka if you have one kay mas dili sila mahadlok na mag tnt ka sa america.. kana pud imung gesulti about bulk of money, dili man hasol but it's a temptation to the bad elements if you alwaysa large amount og money in your wallet or even sa bulsa.. para malikay nalang na ang disgrasya, bring some cash and mas maayo pag credit card nalang..total, ma waiver raman na angservice charge bro labaw na if you are a valued client.. debitcard is good and maau na cya sa mga tao na di pa kaau kabalo mu control sa ilang finances.. im not saying na dili ka kabalo but ang point nako, if you are able to resist temptation, credit card is a friend to you jud but if you are easily tempted in buying things labaw na you know you can buy with your card and not putting into your head if it is a necessity or not and if makaya ba nimu ipay off at one time or dili, then it will be the one which will put you into the utang mode.. mao bitaw, for thoise people who always ask how toapply a credit card, they should first think if they are responsible enough to handle it and if theycanafford it na ba..if the answer is yes, then get one but if no,pag debit card nalang moor ayaw nalang mu kuha and live a frugal life.

Flangaak ! Depende ra jud na sa credit card holder saun paggamit bha. And with the individual, his ability to control his finances.

[lorenzoleo]

For me I'm used to used cold cash. Hehehe! Withdraw2x lag ginagmay sa ATM machine. kanang 1K kaya ra na nako ma budget within 7 days. 60% of my income is into equity funds.

[efuturetechdotnet]

para nako bro, not all store's, restaurants and even outside the country will accept debit card.. mas mu preffer sila ug credit card.. secondly, ang uban, mas makahatag sila time to be able to let thheir money circulate first before paying.. meaning even though they have the money to pay, matagaan sa sila time para matuyok ilang kwarta and muearn pana before nila ma gasto para sa pang bayad sa unsa man ang ila ge palit using the credit card.. secondly bro, if mu apply ka visa, pangutan-un jud ka if you have one kay mas dili sila mahadlok na mag tnt ka sa america.. kana pud imung gesulti about bulk of money, dili man hasol but it's a temptation to the bad elements if you alwaysa large amount og money in your wallet or even sa bulsa.. para malikay nalang na ang disgrasya, bring some cash and mas maayo pag credit card nalang..total, ma waiver raman na angservice charge bro labaw na if you are a valued client.. debitcard is good and maau na cya sa mga tao na di pa kaau kabalo mu control sa ilang finances.. im not saying na dili ka kabalo but ang point nako, if you are able to resist temptation, credit card is a friend to you jud but if you are easily tempted in buying things labaw na you know you can buy with your card and not putting into your head if it is a necessity or not and if makaya ba nimu ipay off at one time or dili, then it will be the one which will put you into the utang mode.. mao bitaw, for thoise people who always ask how toapply a credit card, they should first think if they are responsible enough to handle it and if theycanafford it na ba..if the answer is yes, then get one but if no,pag debit card nalang moor ayaw nalang mu kuha and live a frugal life.

ako pangutana... ngano man dili tanan establishment mudawat debit card? naa ba sila porsyento sa mga credit card companies sa? para daghan mag apply..gananciya na pod sila from penalties..tsk tsk..
Ug diba for example.. Visa or Mastercard Logo... if naa ka debit card with those.. why not dili man accepted.. ?

[salaryloans]

based from your experience.. has it been your friend or not?

for me... FOE

based on my experience both. It is totally depends on how we use it. It is friend when we use it in business, also gives us convenience. Become foe when i allowed to borrow it, then my friend wasn't able to pay the amount he borrow in credit card. We pay it in my own expense with charges.

[thadzonline]

as much as possible pang emergency lang gyud ni dili para luho

[Balandido]

ts, helpful kung wise ka mugamit.

helpful ni nko sa online purchase, travel.

[vincent]

A friend..

[janvier]

if you know how to use it, then it must be a friend..

[janvier]

kadungog namo sa Eprepaid mastercard sa BPI?..working the same as credit card as long as the shop or any online store will accept mastercard/credit..mao lng kay imong butangan daan..pabor kau nako kay dili nko magdala og cash then ma limit nako ang sud sa akong card ..you can use it worldwide as well ..