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  1. #11

    Quote Originally Posted by coolbiz View Post
    bro kanang manawag nimo nga pa applyon ka ug credit card di na bangko, mga agente ra na sila.

    depende man na sa banko bro kung pila ila monthly interest rates. ako nahibaw an ang uban tag 3.5% per month.

    Mao ba sir, salamat sa info.

  2. #12
    mas dali unta to kung taga bank ka ...pero kung first card pa na nimo, mangayo jud na sila og 1 billing statement like utilities, dili man necessary under your name and also proof of income, pwede income tax return or certification from employer kung pila imo salary.

  3. #13
    Quote Originally Posted by terces View Post
    Ang pangutana, maayo ba gyud kung naa kay credit card?
    maayo man ang cc basta balo ka mogamit, more importantly, balo ka mocontrol sa imo kaugalingon

  4. #14
    Quote Originally Posted by miyay View Post
    maayo man ang cc basta balo ka mogamit, more importantly, balo ka mocontrol sa imo kaugalingon
    I'm doubting to get one coz my brother and friends told me not to its bcoz of their experience. But the way I see it, yes you're right it depends on the person holding the card. If i will be asking your suggestion, unsa man nga bank ang gahatg ug pinakagamay nga interest sa CC?

  5. #15
    Quote Originally Posted by terces View Post
    I'm doubting to get one coz my brother and friends told me not to its bcoz of their experience. But the way I see it, yes you're right it depends on the person holding the card. If i will be asking your suggestion, unsa man nga bank ang gahatg ug pinakagamay nga interest sa CC?
    ok ra na naa ka credit card bro. kinahanglan gyud na kahibalo ka gamit or naa gyud ka disciplina imo kaugalingon. kay dali ra man gud kaayo ipalit bisan ug la ka kwarta. labi na suroy suroy ka nya gi gutom ka so laway kas pagkaon sa restaurant so kaon na lang ka or nakakita ka ganahan nimo paliton nya mahal kaayo pero ma sulod ra sa imo credit limit so tintal ka ug palit. after that mao na lang imo mahibaw an nga na problema naka sa ting bayad.

  6. #16
    @ terces: i think bdo ra ang gamay mohatag ug monthly interest pero, ligas ra jud .5% than the usual 3.5% monthly interest.

  7. #17
    Quote Originally Posted by coolbiz View Post
    ok ra na naa ka credit card bro. kinahanglan gyud na kahibalo ka gamit or naa gyud ka disciplina imo kaugalingon. kay dali ra man gud kaayo ipalit bisan ug la ka kwarta. labi na suroy suroy ka nya gi gutom ka so laway kas pagkaon sa restaurant so kaon na lang ka or nakakita ka ganahan nimo paliton nya mahal kaayo pero ma sulod ra sa imo credit limit so tintal ka ug palit. after that mao na lang imo mahibaw an nga na problema naka sa ting bayad.

    toink... maayo pay wala kaysa matintal ka..

  8. #18
    a credit card agent can do magics for u..heheh
    maski dli ka qualified, mahatagan ka ug cards...

  9. #19
    metrobank value credit card....for those 1st time applicants, very ideal.

  10. #20
    Pero ug pwede nga walay credit card mas maau kay hasol kaayo ug bayad sa utang bro..
    maka-kapoy ug trabaho...
    imo kita mahuro ug bayad sa utang

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