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  1. #11

    Usahay friend kung kailanga ka kwarta dali2x. Pero foe kung mkalimot ka ug bayad dayon kay taas interest rate.

  2. #12
    C.I.A. john_yo's Avatar
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    depende rana sa pag gamit nimo bro. if dili e-abuse kay friend, nya the other way around kay foe.

  3. #13
    the card company gives me freebies and rewards points for every peso i spent - friend
    i got bragging rights on flashing my card every time i treat my family and friends - friend
    you dont need to bring a lot of cash - friend

    In return, i pay the whole amount in cash before the due date - smart
    Last edited by pogy_uy; 04-20-2009 at 10:00 PM.

  4. #14
    friend: if there are "emergencies" nya wla ka money, pwede nmu magamit...

    Foe: if u don't have self control, cge lng slide bsan dli jud kaau kinahanglan and the person will end up getting debts na lisod na au ibaad...

  5. #15
    FOE. "If you play with snakes, you will get bit".

  6. #16
    Quote Originally Posted by pogy_uy View Post
    the card company gives me freebies and rewards points for every peso i spent - friend
    i got bragging rights on flashing my card every time i treat my family and friends - friend
    you dont need to bring a lot of cash - friend

    In return, i pay the whole amount in cash before the due date - smart
    you're right, some of us maybe enjoying it but GENERALLY speaking it's really a marketing strategy for people to OVERSPEND. -FOE

  7. #17
    Debit Card FOREVER ko.

    mas maayo pa butangan daan ug funds ako account befire ko mag buy. weeeeee.

    hasul kaayo ang credit card. dako pa kaayo ug annual fee unya naa pay mga extra2x... T_T

  8. #18
    Quote Originally Posted by ace_maranga View Post
    Debit Card FOREVER ko.

    mas maayo pa butangan daan ug funds ako account befire ko mag buy. weeeeee.

    hasul kaayo ang credit card. dako pa kaayo ug annual fee unya naa pay mga extra2x... T_T

    I totally agree with you ace! Go Debit Cards!

  9. #19
    Debit Cards... ^__^

  10. #20
    EON debit card ako.

    para maka pay sad ko sa bills namo through EON cyber account. weeeeee.

    laysho japun mag debit card intawn. pirma2x kunohay murag korek. :P

    sakit sa ulo ra makuha nako anang credit card siguro. :P

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