What's the best bank w/ the highest time deposit rate today?

[lorenzoleo]

---

Misleading and I disagree. Check again. during the 1984 to 1986 years. Cash was king. MF and stocks were dead. when Interest for JOBO bills were doing 50 to 60% per year. You just sit back and relax.

If you don't know what Jobo bills were, do your research.

Hi there user, it was already in the past, what important is today.
Welcome to the information age, business, now adays goes very fast. Don't be left behind.
Welcome to cloud tech. 1980's financial systems are already outdated as dinosaurs.

We are already in the year 2011.... the year of the cloud computing.

It's not about the leaders who did it in the past, but it is about the leaders of the now. The people that doing it at this point, the now.
Traditional Financial services won't work anymore because of the fast changing world. The modern/new entreprenuers are already flexible, and aggressive, they flow like water, go with the flow of the demand.

Modern entreprenuers make money very fast, (Like : the owner of Facebook) they create systems that are new to everyone. Welcome to the era of systems/system builders.
Modern business systems kills traditional systems.

Modern system that grow very fast, 360 Pharmacy, Mang-insal, they created distribution systems very fast, fast capturing market. IMG also a new industry in the Financial Services, reolutionizing the Traditional Financial services, one stop shop distribution channel.

[user199]

Hi there user, it was already in the past, what important is today.
Welcome to the information age, business, now adays goes very fast. Don't be left behind.

The world economy cycles up and down. It doesn't matter what age you are in. It happened in the past ; it will happen again. Do you think this economy will just keep on expanding forever? How naive of you.

As they say, "when the U.S sneezes, the Philippines catches cold". If you are holding to your MF after the bloodbath these past 2 days, you are left behind. I liquidated all my positions and I made a small bundle. If your MF navs drop during this down market, the MF managers had you in their pockets. During times of uncertainty, cash is king. Unfortunately for you, you are holding paper, while the MF has your cash.

[quantuminplus]

investors, share sad mo sa inyong experience, share2x lang...

[user199]

investors, share sad mo sa inyong experience, share2x lang...

In stocks, observe the market. If it drops more, I would accumulate fundamentally sound companies.

Ask yourself, would people be still using this company's products 3 years into the future? would I prefer this company's services/ merchandise over the competitor? are there technological breakthroughs that would greatly affect the company? would world events, greatly influence your company? Do the numbers.

As to what companies, I do not hold a crystal ball. Your choice of companies will not be the same as mine.

In real estate, scout around. Interest rates are so low, it may make the amortization look attractive.

Invest in your business. you know what you do best.

commodities, futures, etc. This one is tricky. not for the faint hearted.

financials: everybody seems connected to a 3 letter company and touting their products as bombproof. So, ..... no comment. Just take some time to study the details, invest wisely. better yet, start your own MLM, make sure you are on top.

[smartcool]

Nice exchange of ideas, very informative. By the way, for today, is it good to invest more on MF? or I'll just place my cash to somewhere else (banks mentioned on this thread or n my coop account meantime). My MF is for 3-5year plan starting just this Jan 2011.
Thanks mentors for d advices. God bless.

[user199]

OT
@smartcool: do you depend on the cash for income? if no, then I would suggest waiting for the markets (stocks, commodities, financials) to settle. Better to earn 0% than lose money in an investment due to bad timing.

It is your money, so your decision.

regarding your MF since Jan 2011, how did it go? stocks now are about 14% lower compared to their jan 2011 values (generally). if your MF is lower by 13% or less then your MF was a sound investment. otherwise, stocks would be better.

[missingyouso]

mga bro, asa nga bank ang taas ug TD rates karon for 100k?

[DanielLee5]

I came to conclusion that I prefer online banking to any other types of financial services. The reason is its comfort, safety and accessibility. For now, my choice is Varo Money for sure; here is helpful varo money phone number in case you're interested in this service, too.